SunTrust Credit Card

[Cory88]

I was looking on line and it said that when you apply their a using the credit report to verify your identity. Does that mean that it's a SP instead of a HP? I bank with SunTrust and my credit score is high 796 ish. Which credit bureau do they pull? I'm in FL.

[NimbusIII]

It's a Hard pull with SunTrust.  It can very which bureau they pull from. 

[CreditCuriosity]

HP and most likely will be EQ

[vic6string]

SunTrust is HP, but BB&T (who they just merged with) is a soft pull. I just got the BB&T Spectrum cash and it was a soft pull. I figured I would do it now in case they change to HP after they merge and you start seeing the Truist cards (the new merged name)

[Cory88]

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@vic6string wrote:

SunTrust is HP, but BB&T (who they just merged with) is a soft pull. I just got the BB&T Spectrum cash and it was a soft pull. I figured I would do it now in case they change to HP after they merge and you start seeing the Truist cards (the new merged name)

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BB&T page is strange I got pre approved for all three credit card at 16,69% when I went to do the app it gave me a blank page and nothing about my pre approval at all. I'm i doing something wrong?

[FinStar]

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@Cory88 wrote:

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@vic6string wrote:

SunTrust is HP, but BB&T (who they just merged with) is a soft pull. I just got the BB&T Spectrum cash and it was a soft pull. I figured I would do it now in case they change to HP after they merge and you start seeing the Truist cards (the new merged name)

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BB&T page is strange I got pre approved for all three credit card at 16,69% when I went to do the app it gave me a blank page and nothing about my pre approval at all. I'm i doing something wrong?

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This could be due to your browser settings.  I'd check and see if you have anything that blocks cookies, tracking, etc., in your privacy settings.  Or, use a different browser or incognito window. 

[Meanmchine]

Good luck

[Anonymous]

I have Suntrust as well.  They are very conservative.  Didn't risk a hard pull so I applied for the BB&T cards....2 of them was preapproved for all 3.   No hard pull only SP.   Since they are merging anyhow I was like what the hell might as well apply thru BB&T with no HP. Rep said it would be a min before they merge the systems over to become the 1 one bank so until then they still kinda sorta operate as 2 banks with some of their products like credit cards.  I would advise going to there pre approval site see what they offer you.  Nothing to lose

[FireMedic1]

Not to repeat what has already been said. I got approved 2yrs post BK. Was a customer for 2yrs checking/savings. Got their CB card. First year was great 5% gas/groceries. Now its SD'ed basically. My BB&T with 3% gas took care of the SunTrust card. It was EQ pull. Both 2% groceries.

[Wavester64]

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@Cory88 wrote:

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@vic6string wrote:

SunTrust is HP, but BB&T (who they just merged with) is a soft pull. I just got the BB&T Spectrum cash and it was a soft pull. I figured I would do it now in case they change to HP after they merge and you start seeing the Truist cards (the new merged name)

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BB&T page is strange I got pre approved for all three credit card at 16,69% when I went to do the app it gave me a blank page and nothing about my pre approval at all. I'm i doing something wrong?

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Same here. Initially I got offered for all 3 several times a few weeks ago, got an application number that was supposedly good until April 14-ish I believe. Now I can use the pre-q link all day long and it comes back nothing for me lol (even with clearing the cache)