Surprising approvals?

[Anonymous]

hi all,

Feeling surprised cause i finally got back in with synchrony last sat, and was approved for walmart and amazon. My transunion was 605 and i still had an old walmart discharge reporting. Would like to here from others about their surprising approvals and or finally getting back in with a creditor that you have burned in the past and or thought you were blacklisted for ever. Thanks

[Anonymous]

I had a judgement for Capital One. Which I eventually paid but surprisingly I now have 2 cards with them. Seems like they are forgiving!

[ddemari]

capitalone is extremely forgiving, extremely! they will give you a second, third, fourth change, etc. within relatively short amount of times. but they wont be anything exciting in the rebuild. 

[Anonymous]

Congrats on your Amazon and Walmart approvals! I think Synch can be somewhat forgiving when it comes to their store cards. DGF's mom got back in with Synch for a coupless store cards just two years after IIB them. DGF picked up 2 QS1's and a Platinum about 2 1/2 years out from CO's with them. Cap1 approved me for three Ventures, a VentureOne and a Quicksilver with CL's totaling more than 40k with an unpaid judgement owed to them from back in 2009. I've actually since paid that off so it doesn't get renewed and because Cap1 has been so generous with CL's on my approvals.

[Anonymous]

Cap1 has been great with me too. Had a Co from '09 and still have a judgment for another couple of years and I have 3CC's with them (QS1, Plat PC'd to QS and QS VISA Signature) all received over the past 60 days or so and while the CO was still on my reports.

I app'd and app'd the Lowes CC online but always got denied, went into the store on Wednesday and got instantly approved for $1500 but SYNC won't approve a CLI for that or any other acct this week.

Don't know what's up with them these days. They were great with me and then nothing. My scores have improved by 50+ points and my UTI is 3% so not sure what gives.

Oh yeah, CONGRATS!!!