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When you request a CLI through Sync automated phone numbers or on the website, do they perform a new SP right then and there or do they use the last report on file (a.k.a the last pull showing under the Fico score links on their sites)? Looking for actual DPs of people who reviewed softs afterwards. Thanks!
In my experience, the results are instantaneous indicting thy were proceeding without having done any type of pull.
Thanks everyone. Went the CS overseas number route for my Amazon and Wally and had good results. My TU was updated yesterday morning finally with a payment for a card that went from maxed to under 89.9, and my score shot up 17 pts so I wanted to make sure the request was done on a new pull. Based on the results with CS it was.
Got my TU up to 676 yesterday.
Amazon 2400 > 5000 ($0 bal)
Walmart 3000 > 3500 ($2582 bal)
Asked for 10k for each, both calls under 5 min. I expected nothing on the Wally so was surprised with even the counter for $500. I'll try again in a few months.
Really did this as a data point and to pad my util to raise scores further before possibly apping for a BT card. These increases brought my aggregate credit limit from 20800 up to 23900. Which, after payments this month post, will take my aggregate util from 58% down to 48% and should boost scores further a bit.