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Synchrony Application Limit?

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iph2911
Established Member

Synchrony Application Limit?

Hi everyone!

  I was recently approved for a few store cards backed by Synchrony.  about 2 months has passed and I applied for another card and received an email a few days later with a code to check the status, which says reason for denial is too many accounts of this typed opened recently. 

 

Does anyone know if there's a limit or is there a specific amount of time before Sync will approve additional applications?

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3 REPLIES 3
crystal626
Valued Contributor

Re: Synchrony Application Limit?

I would wait at least 6 months but keep in mind that Synchrony is not shy about closing all cards you have with them if they think you're too risky. I try to keep to having 2 Sync cards at any given time to avoid that possibility. I would think carefully about the value you get from these cards before opening more.

10/13/2026

EX8 774
EQ8 788
TU8 789


20 cards TCL $268,250 ACL $13,412
Message 2 of 4
SusanJA
Established Member

Re: Synchrony Application Limit?

Interesting. Definitely wait at least a few months. Or try a different issuer. 

Message 3 of 4
iph2911
Established Member

Re: Synchrony Application Limit?


@crystal626 wrote:

I would wait at least 6 months but keep in mind that Synchrony is not shy about closing all cards you have with them if they think you're too risky. I try to keep to having 2 Sync cards at any given time to avoid that possibility. I would think carefully about the value you get from these cards before opening more.


I've read that about them, and I don't plan on trying for a bunch more, but I would to try for the Walmart card.  I appreciate the reply.

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