Synchrony CLI on new account?

[Anonymous]

Hey guys just got approved for the Cathay Pacific Visa from Synchrony Bank.

I have $2500 limit and was wondering if I called Credit Solutions, would I possibly be able to get a higher starting limit?

Will this increase my chance to get blue envelope?

This is my only Synchrony bank card.

Thanks Guys.

[Anonymous]

I was under the impression that the Signature cards had a minumum SL of 5G's....but do not take my word for it. I cannot express that enough.

As for Sync taking any adverse action, I've asked for a CLI before after opening a new account. Maybe not as soon as you are thinking about but either way I think you'll be fine.

[Anonymous]

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@Anonymous wrote:

I was under the impression that the Signature cards had a minumum SL of 5G's....but do not take my word for it. I cannot express that enough.

As for Sync taking any adverse action, I've asked for a CLI before after opening a new account. Maybe not as soon as you are thinking about but either way I think you'll be fine.

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You're right, it is not a signature card. I just called and confirm. Didn't know since I didn't get card yet and you don't choose lol. 

I decided not to ask for the CLI lol. I dont want to risk a flag with Synchrony or anything. Just got the account and its my highest credit limit. Ill just ask in a few months I guess.

[Meanmchine]

Being that this is your first Synchrony card, I wouldnt worry about a blue letter unless you have like 20 inquiries and 9 new accounts in the last 90 days

Just dont run amok calling credit solutions everytime your TU scores goes up 2 points.

[My_Fako]

If this is your only account let them, I would not be worried at all about adverse reactions...

I Would call credit solutions now.

Congrats btw

[Anonymous]

So i called and I don't qualify, letter in 7-10 days smh.

When is best time to ask for CLI with Synchrony? After which statement cut?

Better to ask in chat or through credit solutions? 

[Anonymous]

I tried to get a CLI on my amazon prime store card the same day and I got denied. Got a letter today saying it was because I don’t have enough credit expirence on my given limit. I’ll try again next month. Funny I got the letter denying my CLI and I still haven’t recieved my “card” and account info

[Mahraja]

just wait 2 statements and than request credit increase  you will get it (hopefully) been there done that Good Luck .....

[Anonymous]

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@Anonymous wrote:

Hey guys just got approved for the Cathay Pacific Visa from Synchrony Bank.

I have $2500 limit and was wondering if I called Credit Solutions, would I possibly be able to get a higher starting limit?

Will this increase my chance to get blue envelope?

This is my only Synchrony bank card.

Thanks Guys.

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Depending on your profile, I think you might've been good to ask... as many here have said, phone Synchrony Customer Service.

I was approved for a store card and got two CLIs (in as many days) once I got to shopping for a major home-renovation project.

Then again, I have a bit of history with Synchrony - so that may have been a factor - but Synchrony never batted an eye. YMMV.  

ETA: I see you tried the Credit Solutions route...Mahraja offers good advice and you should be good-to-go after a bit of history. 

[Anonymous]

I applied for a Sync Lowes card 2 weeks ago and received a 1K sl. 2 days later I got on chat and asked for a cli to 5K and was approved. I do have a relationship with Synchrony through Amazon for a few years also, so that may of helped.