Synchrony home is the same as Ashley's and Mattress Firm. They recently changed the single store card to work at multiple stores offering the same promotional financing the old card had.
It seems to be relatively easy to get when applying in store. I was denied online one day and the very next I applied at Mattress Firm (not realizing it was the same card) and was approved for $3000 limit.
Ask for a reasonable but large limit, they will counter (i asked for $3,500 -- planned on spending $1,000 and didn't want to charge more than 30%).
Best of luck!
P.s.
Be careful with promotional financing, interest begins accruing on day one at 29.99% and is added to the balance if not paid in full before the expiration date-- multiple promotional financing will require a phone call to pay off if they expire at different times.
Payments seem to be thrown at random purchases if payments are above minimum due.
It seems to be relatively easy to get when applying in store. I was denied online one day and the very next I applied at Mattress Firm (not realizing it was the same card) and was approved for $3000 limit.
Ask for a reasonable but large limit, they will counter (i asked for $3,500 -- planned on spending $1,000 and didn't want to charge more than 30%).
Best of luck!
P.s.
Be careful with promotional financing, interest begins accruing on day one at 29.99% and is added to the balance if not paid in full before the expiration date-- multiple promotional financing will require a phone call to pay off if they expire at different times.
Payments seem to be thrown at random purchases if payments are above minimum due.
I found even tho the cards were 'single store' say ethan allens or local mattress... the cards would work interchangeably even a few years ago.. they are just making it know that they now do.
I'd go with just lowes and use the special financing I had a lowes card started out with a 300 limit 3 months later 1200 I just got it raised to 12k last night
