@dragontears wrote:
@Anonymous wrote:
did a little research, but not much said lately. For those who have these cards, which card is usually giving out a higher starting credit limit. Want to pull the trigger on one of these before gardening for a while. Looking to get a card with highest propability of the better limit that I will actually put to use. I don't really care about APR as I likely won't be carrying balances. I don't mind having rewards, but a high limit is the objective.
From what I have seen, Rakuten has tougher underwriting. Sam's can come as either a store card or the MC, you don't get to pick.
Personally, I think SL is more dependent on your profile and income.
Getting a card solely for high limit never made much sense to me as I only care about the rewards on cards and high limits comes with time and improving your profile but everyone's credit journey is unique and what works for me might not be best for you.
Thanks for the feedback. This is why we all differ. I'm thinking between these cards because I will actually use them, and while you may look for a low APR because it will benefit you, my benefit is the limit to my credit. And the APR doesn't matter as I don't tend to carry balances. So while you may not understand my reasoning, that's ok, I'm simply here for those who have an answer to the question.
there's a method to my madness, and if I get either card they will be used. Because, I use both of those avenues to shop so...
if it was just to have a high limit for any place. I would just go with Lowe's. I do have things to purchase there, just not to justify me having a card when I have other home improvement places around the corner from me.
. Just pick the card that will benefit you most NOW and the limit will come