Synchrony - Walmart card offer

[Anonymous]

The 0% finanancing is walk in store only keep in mind. It would be kickbutt to put new tv's in every room with a 6% off shopping portal and so on, but no unicorns and rainbows this time around. I am posting because i just literally got back from hitting LUV on my online account. All smiles here, the trends say with synchrony just ask! Unfortunately mine is just a store card and we do not have wally gas stations in my area, but i have that covered by other means.

[Anonymous]

@ idelgado782 ~

If I remember correctly, sign in to your Walmart account and up at the top left underneath the photo of your Walmart card you will see the word "update" highlighted in blue. Click "update" and then it will ask for the 3 digit security code on the back of your card - enter that and continue. The next screen that has your personal information and your "annual net income" at the bottom is where I remember seeing the "chat" tab on the right side of the screen. I believe it's only there Monday - Friday as I just looked and it's not there today. I went there not long ago and used the chat option for my DW and it was fast and successful.

Hope this helps!

[CreditScoreChallenged]

You can take out cash with your store card. My credit limit is $500 and my cash limit is $100. The cash limit is based on your credit limit.

[Anonymous]

Thanks for the response. I actually decided to look up the customer service number and trying to ask for the CLI via phone as i've read others have had sucess with that way as well. I actually tried Amazon first. I got the Amazon store card a day befoe my walmart approval. I was intially approved for $700 via Amazon and when I called today the rep asked me how much I wanted. I asked for $5k and they countered with $4k!!!!! Of course I gladly took it. Then I decided to do the same with the Walmart Card. Especially because Walmart had initially only approved for a measley $250.  At first I tried the automated phone system which came back a NO. I stood on the phone and asked for an Agent. Turns out thier credit increase program was down at the moment and she asked that I call back. I waited about 5 hours called back, asked directly for an agent. I asked for the same $5k and they countered me as well to $4k!!! So within a week of getting approved I received a CLI of $3300 on my Amazon Store Card, and a $3750 on my Wally!!! Thanks to everyone on myFICO!!!! You guys are all the best!!! 

[Anonymous]

Congrats on you CLI! LUV everywhere it seems!

Not to be a tinfoil hat type of guy, but either the economy is actually better this quarter or these banks have a new way to make money and can assume all kinds of risk.I dont care--im a worker ant trying to get a mortgage going in my name only in 2016. If playing with the numbers is the way one CLI at a time, then  we all shall follow as best we can.

[Anonymous]

BIG CONGRATS on your CLI success!! That's some nice increases on both cards.

[Anonymous]

Very nice CLIs!!! Congrats!

[Anonymous]

I have the store version started at $500. Now at $3500 via backdoor number and chat. Just got new tires for my van and my husband's truck. 0% financing if paid in full by 12 months. It'll be paid off before a year but good to know I'm not being charged internet. Borrowing for free!