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Synchrony - can only get $10K through chat?

tag
masscredit
Senior Contributor

Re: Synchrony - can only get $10K through chat?


@Themanwhocan wrote:

I had to fax them proof of income in order to get over $25K limit. Then they gave me $25,400...

 

This was for a CLI on the Marvel card. I did call for the CLi so didn't know about the chat limit.


I haven't got to that level yet but $25K seems to be the number when a lot of credit card companies require proof of income. 

EQ - 698 / TU - 672 / EX - 686

Capital One Savor - $16000 / Capital One Venture - $13000 / Travel Advantage Visa - $11500 / TD Cash Card - $7500 / Bread Rewards AMEX - $6950 / Apple Card - $6500 / TD Double Up - $5500 / Mercury - $5000 / Ally Master Card - $4300 / DCU Visa - $3000 / Capital One QuickSilver - $500
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Message 11 of 12
iv
Valued Contributor

Re: Synchrony - can only get $10K through chat?


@masscredit wrote:

@Themanwhocan wrote:

I had to fax them proof of income in order to get over $25K limit. Then they gave me $25,400...

 

This was for a CLI on the Marvel card. I did call for the CLi so didn't know about the chat limit.


I haven't got to that level yet but $25K seems to be the number when a lot of credit card companies require proof of income. 


Actually, Synchrony is the only card issuer I've ever had request proof of income, even when going considerably over $25k...

 

Amex, BOA, and Discover all bumped up into the $30/$40k range without any doc request.

 

But I finally opened an Amazon Prime card a few months ago, and it only started at $1,900...  it got raised to $6,000 instantly online - but when I chatted and asked for $30k, they required docs. (And a followup phone call.)

 

Which I sent, no issue with doing that. And they granted the $30k the next day.

 

But what you may find interesting is that after the request, but before they processed the fax and raised the limit to $30k - they did briefly raise the limit from $6k to $10k... so the chat agents being limited to $10k is certainly possible.

EQ8:850 TU8:850 EX8:850
EQ9:847 TU9:847 EX9:839
EQ5:797 TU4:807 EX2:813 - 2021-06-06
Message 12 of 12
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