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Synchrony double/triple dipping?

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Anonymous
Not applicable

Synchrony double/triple dipping?

Hi,
I was looking at PayPal credit as well as PayPal 2% cash back credit card and Cathay Pacific Visa card. Since they are all issued by Sychrony bank, is it possible to double/ triple dipping, like, apply 2 or 3 (card)accounts in one day with a single HP?

Some creditors may distinguish a hp for a specific card with a unique name on a HP, like Citi. So if sychrony pulls in this way then the combination of HPs may not be possible. Is there any dp about Synchrony?
Message 1 of 4
3 REPLIES 3
bizarrocreditworld
Valued Contributor

Re: Synchrony double/triple dipping?


@Anonymous wrote:
Hi,
I was looking at PayPal credit as well as PayPal 2% cash back credit card and Cathay Pacific Visa card. Since they are all issued by Sychrony bank, is it possible to double/ triple dipping, like, apply 2 or 3 (card)accounts in one day with a single HP?

Some creditors may distinguish a hp for a specific card with a unique name on a HP, like Citi. So if sychrony pulls in this way then the combination of HPs may not be possible. Is there any dp about Synchrony?

Each card has different underwriting standards and have unique names, so each one is a new HP.

No credit news is good credit news!
Message 2 of 4
RonM21
Valued Contributor

Re: Synchrony double/triple dipping?

I would also think that all 3 would be HP's with this Lender.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 3 of 4
FinStar
Moderator Emeritus

Re: Synchrony double/triple dipping?

Sorry OP, no double or triple "dipping" with SYNCB.

As mentioned above, there will be a separate HP for each product.
Message 4 of 4
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