Synchrony finally approved me

[Anonymous]

I believe Synchronys computers auto deny since you just opened care credit. I opened Wal-Mart and then applied for old navy, got a decline. Applied again 2 week's later and I was instantly approved. Nothing had changed on my credit report either.

[elim]

I was approved for lowes and waly 5 days apart.  GF's daughter just got approved for waly with 600 TU.   Crazy, I told her "don't app. your score to low"... Bam, approved and she said "haha, I told you so!" lol, the jerk.

[Anonymous]

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@Anonymous wrote:

My TU was between 610-630 when I got Walmart. (Target & VS as well) 

Edited to say: It was a pre-approval letter that I got in the mail from Walmart

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Well Victoria secret is comenity. I got declined cause I have applied before and was declined. On letter told me to apply again in a month.

[Anonymous]

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@Anonymous wrote:

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@Dalmus wrote:
624 is a little low for Sync in general. Care Credit approval parameters seem to be more lax, though.

I got my Care Credit when I was in the 630's, couldn't get Wal-Mart until 650's, and Amazon store card finally in the 670's.

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How about for credit line increases for Carecredit. I hear that Sync does HP's for CLI? (True or False)

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Not sure but I'm not planning on asking for CLI for the care credit anyways. 1500 is way more then enough to spend on vet bills for dogs

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

My TU was between 610-630 when I got Walmart. (Target & VS as well) 

Edited to say: It was a pre-approval letter that I got in the mail from Walmart

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Well Victoria secret is comenity. I got declined cause I have applied before and was declined. On letter told me to apply again in a month.

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I cold apped for VS and was approved for $250 this past June after being denied a couple of times. Have you tried the shopping cart trick for VS? My mom was approved for $500 that way. 

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

My TU was between 610-630 when I got Walmart. (Target & VS as well) 

Edited to say: It was a pre-approval letter that I got in the mail from Walmart

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Well Victoria secret is comenity. I got declined cause I have applied before and was declined. On letter told me to apply again in a month.

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I cold apped for VS and was approved for $250 this past June after being denied a couple of times. Have you tried the shopping cart trick for VS? My mom was approved for $500 that way. 

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I have a Victoria secret card. Used it once only. think my limit is 800

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

My TU was between 610-630 when I got Walmart. (Target & VS as well) 

Edited to say: It was a pre-approval letter that I got in the mail from Walmart

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Well Victoria secret is comenity. I got declined cause I have applied before and was declined. On letter told me to apply again in a month.

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I cold apped for VS and was approved for $250 this past June after being denied a couple of times. Have you tried the shopping cart trick for VS? My mom was approved for $500 that way. 

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I have a Victoria secret card. Used it once only. think my limit is 800

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Oh, I'm sorry, I misread your post. I didnt realize you already had the card. My limits $750. 

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

My TU was between 610-630 when I got Walmart. (Target & VS as well) 

Edited to say: It was a pre-approval letter that I got in the mail from Walmart

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Well Victoria secret is comenity. I got declined cause I have applied before and was declined. On letter told me to apply again in a month.

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I cold apped for VS and was approved for $250 this past June after being denied a couple of times. Have you tried the shopping cart trick for VS? My mom was approved for $500 that way. 

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I have a Victoria secret card. Used it once only. think my limit is 800

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Oh, I'm sorry, I misread your post. I didnt realize you already had the card. My limits $750. 

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Was just saying Victoria secret card isn't synchrony its comenity

[djshifted]

Synchrony can be odd at times.  I've had Wal-Mart and Amazon credit cards through them for about 2 years now, and had a few cli's up to $700 and $1200 respectively.  I did an online cli for both, denied for both (we can't process a this request online for your account).  Had the fridge go out on Black Friday, applied for the HHGregg card and was instantly approved up to my requested amount ($1200), so they were good with a new line, but not higher limits on my older ones.

[Anonymous]

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@willwar14 wrote:
Only for care credit

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You are absolutely right. Just spoke to a rep. it does a hard pull inquiry on the CR.

Right now, no increase until I feel comfortable in the 670's or higher.