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Synchrony question

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Anonymous
Not applicable

Synchrony question

Within a 4 day time frame I was approved for Amazon ($1,000), Walmart ($150) and old Navy ($500) and kohls ($300)... I'm not sure if they are all backed by synchrony or not but if so was that all 1 hard pull or 4 different? I've been trying to get jcpenny for months but they always say no and I would still like American Eagle as my young adult children always request clothes from there for Christmas.
Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Synchrony question


@Anonymous wrote:
Within a 4 day time frame I was approved for Amazon ($1,000), Walmart ($150) and old Navy ($500) and kohls ($300)... I'm not sure if they are all backed by synchrony or not but if so was that all 1 hard pull or 4 different? I've been trying to get jcpenny for months but they always say no and I would still like American Eagle as my young adult children always request clothes from there for Christmas.

More than likely it was 4 different pulls.  I don't think Synchrony uses the same HP for different accounts. You might want to consider a monitoring service like credit karma that will tell you how many inquiries you received (at least EQ and TU inquiries )

Message 2 of 4
Pway
Valued Contributor

Re: Synchrony question

Kohl's is backed bt Capital One, the others are backed by Synchrony.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 3 of 4
ojefferyo
Valued Contributor

Re: Synchrony question

1 pull each so you're looking at 4 HPs

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
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