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@Anonymous wrote:
@Anonymous wrote:I noticed yesterday that TU updated the format of their report. I am wondering if this has anything to do with the glitch of inquiries disappearing. I have not apped. I am in the garden, but even if I wasn't, I wouldn't want more pulls on TU. When the inquiries come back some may be hit really hard. I had 15 inquiries when they were showing.
I have been tempted with soft pulls for CLI's, but decided to just garden and watch my scores go higher. It's a good thing.
When I log in to TU my inquiries are gone but when I go see my credit report for disputing the inquiries are all present. Believe me they are all there.
Order a hard paper copy. They are there, each and every one
Correct. And although I certainly understand they will return, full force, soon, at the moment they are for all intents and purposes, read: score, not there hence all the score jumps we've been seeing here.
Anyway I was just curious to see what folks were doing, if anything, w this fools' gold.
Like others have mentioned, they're still there. Credit karma shows no inquiries for me but I hard pulled TU and all of those bad boys are there. Don't be fooled into thinking they're not. The only score increase you'll see is on Vantage reports that no one uses. If the lender pulls a FICO score then they'll get the accurate picture.
Mine went poof last Mon on CK, Tues I got an alert on here my score went up 10 pts on TU. Hmmmm. 7 days later they showed up again on CK. I had to call them today for another issue and the CSR said the HP's were there and never left. I also did a 3B order today to see my EX score go up after an item fell off and I also wanted to see if the 10 pts TU gave me last week during this glitch would be reversed. No change.
I was curious. I haven't looked at my TU report in a while so I pulled one. I'm in Minnesota so I can pull a full copy at anytime for $3 (love that since I can see who is doing a soft pull, too). All of my inquiries are there.
I also saw that my mortgage company hasn't updated anything since February. Hmm... guess I'll look into that.
I did my yearly myFICO 3 bureau credit report update on 6/10/16. All 10 of my inquiries were gone on the newly updated myFICO report for Transunion. Go figure. I hope it stays like that, but I doubt it. My Vantage score now is 731 and myFICO is 707. Before losing the 10 inquiries my Vantage score was 658 and myFICO was 697.