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They sent me mailer saying I could apply because I was a client (not pre-approval) but couldn't help myself anyway![]()

Goodluck. TD is stingy, they declined my Air Canada Aeroplan application. This looks like a decent card and $100 bonus is nice.
UPDATE:
Called in to check the status and she pulled it up and said we need to verify couple of things is that okay:
Umm yes!
Verify Address and 2 creditors that you currently have.
Okay, I do see that, let me place you on hold and complete the process.
15 seconds later she says sorry but it's been declined.
clearly it's a computer that is processing it.
1. past baddies
2. Inquiries
3. no installment loans
BLAH!