@NC84 wrote:
I got a pre qualified offer in the mail for 0% interest for 18 months on balance transfers so I did the application and thought it was weird how they ask you for the BT details on the card you are willing to transfer before the application is even submitted but I typed in two cards anyway for $2,700 combined and sure enough I was only approved for a measily $1,000. All I got was a msg saying I will get the card in 7 days. I tried calling the number to credit card services for TD and literally disconnected me twice for no reason. Does anymone know how this works? Are the BTs just canceled now or will they attempt to BT only$1,000 off my other cards that I submitted. I thought maybe I got scammed at first because I never had a credit card company requests BT details before the app was submitted. I feel like I just ended up causing more problems for myself.
You typed in the account numbers / payment addresses for the BTs ? I'm just guessing here but I don't think they'd proceed with the BT since you were approved for less than half of what you'd requested. I don't know how they'd determine which card / how much to BT.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
