TOTAL REWARDS VISA COMENITY

[creditprotector]

I submitted an application for the Total rewards Visa from Comenity and got this message" Any clues or suggestions, is it a denial or is it normal?

	Thank you for your Total Rewards® Visa® credit card application. We are reviewing the information you provided, and we will contact you by mail within 7-10 business days.

[Anonymous]

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@creditprotector wrote:

I submitted an application for the Total rewards Visa from Comenity and got this message" Any clues or suggestions, is it a denial or is it normal?

	Thank you for your Total Rewards® Visa® credit card application. We are reviewing the information you provided, and we will contact you by mail within 7-10 business days.

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I am not sure, I was instant approve several months ago. How your scores look like?

[creditprotector]

TU-748 EQ 705 EX 762 basically between 15-20 inqs for each bureaus, excellent income, 28 yr credit history but several new account opening,clean bureaus from delq, dero, collection( Never late /exceptional credit history. Utilization 3% ..

Thanks

[TURNERHOOVER]

I'd call tomorrow, with your scores you'd think the app would have been an instant approval. 

[Anonymous]

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@creditprotector wrote:

TU-748 EQ 705 EX 762 basically between 15-20 inqs for each bureaus, excellent income, 28 yr credit history but several new account opening,clean bureaus from delq, dero, collection( Never late /exceptional credit history. Utilization 3% ..

Thanks

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They pulled EQ for me when they approved me. If you applied today, perhaps could be a verification. I do not see a reason of denials. You should call them tomorrow and see whats going on.

[creditprotector]

I have placed a fraud alert in EQ , maybe that's the hold. At least I can think . What worries me would be the 15 inquiries...

[Anonymous]

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@creditprotector wrote:

I have placed a fraud alert in EQ , maybe that's the hold. At least I can think . What worries me is the 15 inquiries...

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Bingo, I think that could be the reason. Call them tomorrow and see whats up. They may need to verify information.

If they approve you tomorrow, you need to set up an account online and hit that Orange Luv and request a CLI, they will increase you limit right away ( before you get the card).

[creditprotector]

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@Anonymous wrote:

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@creditprotector wrote:

I have placed a fraud alert in EQ , maybe that's the hold. At least I can think . What worries me is the 15 inquiries...

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Bingo, I think that could be the reason. Call them tomorrow and see whats up. They may need to verify information.

If they approve you tomorrow, you need to set up an account online and hit that Orange Luv and request a CLI, they will increase you limit right away ( before you get the card).

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Thanks so much for that valuable information. Depending on the outcome Ill certainly will....thanks again..

[racer-x]

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@creditprotector wrote:

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@Anonymous wrote:

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@creditprotector wrote:

I have placed a fraud alert in EQ , maybe that's the hold. At least I can think . What worries me is the 15 inquiries...

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Bingo, I think that could be the reason. Call them tomorrow and see whats up. They may need to verify information.

If they approve you tomorrow, you need to set up an account online and hit that Orange Luv and request a CLI, they will increase you limit right away ( before you get the card).

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Thanks so much for that valuable information. Depending on the outcome Ill certainly will....thanks again..

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BUMP - What was the outcome?

[creditprotector]

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@racer-x wrote:

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@creditprotector wrote:

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@Anonymous wrote:

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@creditprotector wrote:

I have placed a fraud alert in EQ , maybe that's the hold. At least I can think . What worries me is the 15 inquiries...

---

Bingo, I think that could be the reason. Call them tomorrow and see whats up. They may need to verify information.

If they approve you tomorrow, you need to set up an account online and hit that Orange Luv and request a CLI, they will increase you limit right away ( before you get the card).

---

Thanks so much for that valuable information. Depending on the outcome Ill certainly will....thanks again..

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BUMP - What was the outcome?

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Declined. But never got the letter, extremely weird. Not interested at this time. will follow up...