Tempted by Venture

[Discover2016]

I have always been curious of the Venture, it's the only card I have ever been denied for back in my app spree of September 2015. Recently I got my first prequal for the Venture and I am on the fence about it. It would be great to add some diversity to my lenders, I currently have 10 cards with 5 lenders, Discover, Amex, BofA, Chase and Citi, is that good diversity? I am also very well covered on the travel card area since I PC'd my CSP to CSR, thoughts?

[MauiMan85297]

What is your TU 4 score look like? Typically (not definite) when you get a pre-qual from their site it's an approval.  Do you have any other cards with $5k+ limits?

[Anonymous]

I've read here that CapOne's prequal is very reliable. I know for myself when I got a CapOne Platinum prequal I applied that night and got instantly approved myself. Whole different ballgame of course, but it seems the general consensus with them is that if you come to you then you're in. So why not?

[Discover2016]

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@gsully00 wrote:

What is your TU 4 score look like? Typically (not definite) when you get a pre-qual from their site it's an approval.  Do you have any other cards with $5k+ limits?

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Yep, my BofA is 25k, United Club 15k, CSR 10k. My TU Bankcard score 4 is 673 and regular FICO is 722.

[Anonymous]

That's very well diversified.

Is your United card the CLUB or Explorer card?

[Discover2016]

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@Anonymous wrote:
That's very well diversified.

Is your United card the CLUB or Explorer card?

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The Club

[CreditCuriosity]

Guessing you would get a 20k approval based on other cards you have and the limits  if you went for venture.. Obviously factors such as income etc come into play.  Co-worker with a 750ish score and fairly low limit cards got a 30k approvall last week.  He just closed on a house so helped him get 3 CC's... CSP(he didnt want to pay the AF for the CSR), Fidelity and Venture.

[Anonymous]

15-20K approval if you pull the trigger

[MauiMan85297]

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@CreditCuriousity wrote:

Guessing you would get a 20k approval based on other cards you have and the limits  if you went for venture.. Obviously factors such as income etc come into play.  Co-worker with a 750ish score and fairly low limit cards got a 30k approvall last week.  He just closed on a house so helped him get 3 CC's... CSP(he didnt want to pay the AF for the CSR), Fidelity and Venture.

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+1

[AverageJoesCredit]

Your sitting at the adults table with your very nice diversification. Cap One can be your dessert