I completely agree with you. Hopefully Discover will approve you with a nice limit and put all those denials behind 
Just wait a little longer until your profile inproves (lates age, open accounts age) Unless you really NEED the card hold off for a better offer in apr and CL.
@Anonymous wrote:
I'm not interested in having anymore secured cards when I have cards with higher limits and a Chase siggy. To take on a secured card it would be a step back for me
I agree with you about not wanting to get a secured card at this stage. But, since you have been denied a few times and there is always a range instead of a firm APR, I'd probably just sit back and let your other cards age. I had some charge-offs that were almost five years old at the time that I applied. Miraculously, I was approved, but with a higher APR. Now my hubby, who actually had a bk d/c in July, 2014, attempted 3 times and on the 4th app, he got approved ($4K). He had received a mailer with a firm APR and also had the same firm APR on their preapproval website.
It will happen eventually, Andy. You've got a very nice card with your Chase Siggy and others in your wallet. Just hang in there and let what you have age a little longer. Good luck to you down the road!
