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@Anonymouswrote:You'll get there. I've had a few lucky breaks and have the good fortune to have some spare income. My journey has definitely been much shorter than it should have been. Just keep plugging away at it and it will get better. Not sure where you are at in your journey, but maybe try posting your details in the rebuild forum and asking for advice on what your next steps should be. Good luck!
There isn't much that can help my scores but time. My lates are on student loans and are roughly 5 years old. A few other lates that are pretty old and paid charge off accounts that I have tried to goodwill away with no success. 2 collections with PRA and I'm sure you know their reputation so no help there. I was lucky to get them excluded from my EQ report due to inaccurate reporting but I can't get TU and EX to do the same. I'm going to keep trying but time is my best friend here.
@HeavenOhiowrote:Keep in mind that you need to wait 91 days after a denial before you're eligible to request again. Requesting too soon doesn't count as a denial, though, and it doesn't reset the clock.
I think the guy told me that I requested too early and will have to wait.
There are quite a few threads out there which explain people being unable to grow Amex cards opened with $500 or $1000 SL
You might want to try apping for another Amex card. It is a SP if you are denied so nothing to lose
@Anonymouswrote:
Five year old lates probably don't have that much effect. If you could get collections off that probably be your best way to improve.
Trust me, I am trying. I managed to get them off EQ but TU and EX don’t want to cooperate.
@A1Creditwrote:
@Meanmchine (I can’t figure out how to quote on phone) I’m going to wait until my EX score is higher and then decide if I want to do more business with them.
If using a Android phone, go to your right hand corner with the three dots of your browser.
You can check"desktop mode /site" . You'll now be able to do your quotes.
@Gmood1wrote:
@A1Creditwrote:
@Meanmchine (I can’t figure out how to quote on phone) I’m going to wait until my EX score is higher and then decide if I want to do more business with them.If using a Android phone, go to your right hand corner with the three dots of your browser.
You can check"desktop mode /site" . You'll now be able to do your quotes.
I’m on iOS but I was instructed on how to do it by UncleB in another thread.
Thanks your for your helpfulness.
@A1Creditwrote:
@Gmood1wrote:
@A1Creditwrote:
@Meanmchine (I can’t figure out how to quote on phone) I’m going to wait until my EX score is higher and then decide if I want to do more business with them.If using a Android phone, go to your right hand corner with the three dots of your browser.
You can check"desktop mode /site" . You'll now be able to do your quotes.
I’m on iOS but I was instructed on how to do it by UncleB in another thread.
Thanks your for your helpfulness.
No problem, what are we going to do with you I-slaves? 😂😂😂
@Gmood1wrote:
@A1Creditwrote:
@Gmood1wrote:
@A1Creditwrote:
@Meanmchine (I can’t figure out how to quote on phone) I’m going to wait until my EX score is higher and then decide if I want to do more business with them.If using a Android phone, go to your right hand corner with the three dots of your browser.
You can check"desktop mode /site" . You'll now be able to do your quotes.
I’m on iOS but I was instructed on how to do it by UncleB in another thread.
Thanks your for your helpfulness.
No problem, what are we going to do with you I-slaves? 😂😂😂
I’m too cool for And-olds 😎🤣🤣