cancel
Showing results for 
Search instead for 
Did you mean: 

That's It!!! In the sock drawer you go!

tag
A1Credit
Established Contributor

Re: That's It!!! In the sock drawer you go!


@Anonymouswrote:

You'll get there.  I've had a few lucky breaks and have the good fortune to have some spare income.  My journey has definitely been much shorter than it should have been.  Just keep plugging away at it and it will get better.  Not sure where you are at in your journey, but maybe try posting your details in the rebuild forum and asking for advice on what your next steps should be.  Good luck!


There isn't much that can help my scores but time.  My lates are on student loans and are roughly 5 years old.  A few other lates that are pretty old and paid charge off accounts that I have tried to goodwill away with no success.  2 collections with PRA and I'm sure you know their reputation so no help there.  I was lucky to get them excluded from my EQ report due to inaccurate reporting but I can't get TU and EX to do the same.  I'm going to keep trying but time is my best friend here.

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 21 of 39
A1Credit
Established Contributor

Re: That's It!!! In the sock drawer you go!


@HeavenOhiowrote:

Keep in mind that you need to wait 91 days after a denial before you're eligible to request again. Requesting too soon doesn't count as a denial, though, and it doesn't reset the clock.


I think the guy told me that I requested too early and will have to wait. 

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 22 of 39
Meanmchine
Super Contributor

Re: That's It!!! In the sock drawer you go!

There are quite a few threads out there which explain people being unable to grow Amex cards opened with $500 or $1000 SL
You might want to try apping for another Amex card. It is a SP if you are denied so nothing to lose

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 23 of 39
A1Credit
Established Contributor

Re: That's It!!! In the sock drawer you go!

@Meanmchine (I can’t figure out how to quote on phone) I’m going to wait until my EX score is higher and then decide if I want to do more business with them.
***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 24 of 39
Anonymous
Not applicable

Re: That's It!!! In the sock drawer you go!

Five year old lates probably don't have that much effect. If you could get collections off that probably be your best way to improve.
Message 25 of 39
A1Credit
Established Contributor

Re: That's It!!! In the sock drawer you go!


@Anonymouswrote:
Five year old lates probably don't have that much effect. If you could get collections off that probably be your best way to improve.

Trust me, I am trying. I managed to get them off EQ but TU and EX don’t want to cooperate. 

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 26 of 39
Gmood1
Super Contributor

Re: That's It!!! In the sock drawer you go!


@A1Creditwrote:
@Meanmchine (I can’t figure out how to quote on phone) I’m going to wait until my EX score is higher and then decide if I want to do more business with them.

If using a Android phone, go to your right hand corner with the three dots of your browser.

You can check"desktop mode /site" . You'll now be able to do your quotes. 

Screenshot_20180330-220153.png

Message 27 of 39
A1Credit
Established Contributor

Re: That's It!!! In the sock drawer you go!


@Gmood1wrote:

@A1Creditwrote:
@Meanmchine (I can’t figure out how to quote on phone) I’m going to wait until my EX score is higher and then decide if I want to do more business with them.

If using a Android phone, go to your right hand corner with the three dots of your browser.

You can check"desktop mode /site" . You'll now be able to do your quotes. 

Screenshot_20180330-220153.png


I’m on iOS but I was instructed on how to do it by UncleB in another thread. 

 

Thanks your for your helpfulness. 

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 28 of 39
Gmood1
Super Contributor

Re: That's It!!! In the sock drawer you go!


@A1Creditwrote:

@Gmood1wrote:

@A1Creditwrote:
@Meanmchine (I can’t figure out how to quote on phone) I’m going to wait until my EX score is higher and then decide if I want to do more business with them.

If using a Android phone, go to your right hand corner with the three dots of your browser.

You can check"desktop mode /site" . You'll now be able to do your quotes. 

Screenshot_20180330-220153.png


I’m on iOS but I was instructed on how to do it by UncleB in another thread. 

 

Thanks your for your helpfulness. 


No problem, what are we going to do with you I-slaves? 😂😂😂

Message 29 of 39
A1Credit
Established Contributor

Re: That's It!!! In the sock drawer you go!


@Gmood1wrote:

@A1Creditwrote:

@Gmood1wrote:

@A1Creditwrote:
@Meanmchine (I can’t figure out how to quote on phone) I’m going to wait until my EX score is higher and then decide if I want to do more business with them.

If using a Android phone, go to your right hand corner with the three dots of your browser.

You can check"desktop mode /site" . You'll now be able to do your quotes. 

Screenshot_20180330-220153.png


I’m on iOS but I was instructed on how to do it by UncleB in another thread. 

 

Thanks your for your helpfulness. 


No problem, what are we going to do with you I-slaves? 😂😂😂


I’m too cool for And-olds 😎🤣🤣

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 30 of 39
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.