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The BarclayCard CLI Soft Pull thread

Valued Contributor

The BarclayCard CLI Soft Pull thread

Hello, I am hearing about these rare instances in which Barclay gives certain people a soft pull CLI.

 

I am creating this thread for all of those who have obtained a soft pull CLI with Barclay seeking the following information:

 

How long have you had an open account with Barclay?

What date did you get a soft pull CLI?

Was this your first CLI with Barclay or not?

(If you want to include this: How much % was the increase?)

 

The purpose of this thread is to gather when precisely Barclay gives out the soft pull CLI's that they do and to determine whether it's based on your time with them or if they just run a soft pull on all their members at a certain time of year. Also, I want to know how frequently this might be happening. We know it exists now, lets get some analytics.

 

Thank you everyone

 

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 Additionally learned information:

-Seems to work better if you don't call Recon but instead call the regular customer service line and they transfer you to the appropriate department (possibly called 'Retentions')

-A member here (Anomalous) was advised by the rep at Barclay that his increase was based off of his income at the time

-High income does not guarantee a proportionate auto-CLI. However, this may be a factor with soft-pull CLI's

-A lot of people asking for the soft-pull CLI are instead being offered APR decreases

-Most people with success are asking in ways like "Are there any offers for a soft-pull CLI for me at this time?" This seems to be working very well as some get counter-offered a lower APR, the actual CLI they requested, and sometimes even both

 

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Stats on Soft Pull CLI in this thread so far:

Soft CLI range: 6% - 43%

CLI Length with card: 1mo. - 13mos.

 

Stats on APR Decreases in this thread so far:

APR Decrease amounts: 1.00% - 4.00%

 

 

**These stats are now out-dated and I've lost track of exactly how many people this has worked for but it seems to work for many, some more than once.**

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me
502 REPLIES
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread

I was approved for Sallie Mae January 23, 2015 @ $5,000

Recieved the card January 29, 2015 & called in to move my $2,600 limit from Rewards card and close it. new limit $7,600

Called In to see about getting a APR reduction. I was transferred to a account specialist.

Account Specialist said no offer for a reduction but I was welcome to call back anytime to check for offers.

At the end of the call he said, " I notice we have an offer for you for a CLi with a SP if you'd like " I said SURE.

$2,000 Increase and account isn't even 1 month old.

Since ive had the card I've had :

58 Swipes

$2,250 purchases

$3,158 in BT for their 0% APR BT offer.

2/19/2015 - paid $1,400 payment for my 1st statment that cut 2/13/2015 payment posted 2/20/15 on my account and $ also deducted
From my bank account 2/20/2015. Lol

new Limit = $9,600
Loving Barclaycard and is my main card ( SM & QS are my main cards )

 

Side Note : Income is $70k

Message 2 of 503
Super Contributor

Re: The BarclayCard CLI Soft Pull thread

Well let's see. My Sallie Mae was 3 weeks old. I called to ask for apr reduction and was declined. Analyst said, "however I do see a no pull cli available on your account for $1k would you like it?" Uhh YEAH! Asked her to check my Ring which is 6 months old but no offer. Smiley Sad This was just last week. So it happened in March.
Message 3 of 503
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread


ScoreOrBeScored wrote:

I was approved for Sallie Mae January 23, 2015 @ $5,000

Recieved the card January 29, 2015 & called in to move my $2,600 limit from Rewards card and close it. new limit $7,600

Called In to see about getting a APR reduction. I was transferred to a account specialist.

Account Specialist said no offer for a reduction but I was welcome to call back anytime to check for offers.

At the end of the call he said, " I notice we have an offer for you for a CLi with a SP if you'd like " I said SURE.

$2,000 Increase and account isn't even 1 month old.

Since ive had the card I've had :

58 Swipes

$2,250 purchases

$3,158 in BT for their 0% APR BT offer.

2/19/2015 - paid $1,400 payment for my 1st statment that cut 2/13/2015 payment posted 2/20/15 on my account and $ also deducted
From my bank account 2/20/2015. Lol

new Limit = $9,600
Loving Barclaycard and is my main card ( SM & QS are my main cards )


This is the type of information I am looking for here. Wow after a month. Lets see if we find someone who gets a soft pull CLI after the 6 month mark...

 

Thanks, Score

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me
Message 4 of 503
Established Member

Re: The BarclayCard CLI Soft Pull thread

I have had the financing card since September of 2014 , 2000 limit.  Ran at least ten grand through it since then, always paid it off or damn near close, and last night the 6th statement cut and I got a whopping 400  auto increase.  Done with that card for now lol. 

Income 155,000

Message 5 of 503
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread


Ap15 wrote:

I have had the financing card since September of 2014 , 2000 limit.  Ran at least ten grand through it since then, always paid it off or damn near close, and last night the 6th statement cut and I got a whopping 400  auto increase.  Done with that card for now lol. 


What is your UTIL usually at with the card? 

 

Could try the recon line and see if they'll award you more.

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me
Message 6 of 503
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread

What number are you guys calling for these soft pull CLIs. Is it the regular customer service number or are you calling the credit analyst reconsideration line?

Better Balance Rewards - $1000 || Discover It (Joint) - $2000 || Better Balance Rewards #2 - $2100 || Wells Fargo Platinum - $2900 || Barclays Commence MC - $3700 || Better Balance Rewards #3 - $4000 || Amex SPG - $3000 || Discover It - $5000 || IHG Rewards WM - $5000 || Merrill+ VS - $5000 || Vantage West Connect Rewards VS - $5000 || Wells Fargo Propel Amex - $5100 || AARP VS - $7000 || Wyndham Rewards Visa - $7000 || US Bank Cash+ VS # - $7500 || Citi Dividend - $7600 || Citi Double Cash - $8000 || Sam's Club MC - $8500 || Chase Freedom VS - $8500 || Marriott Rewards VS - $9000 || Penfed Pathfinder Amex - $10000 || Quicksilver WMC - $10500 || US Bank Cash+ VS - $11500 || Amex Everyday - $12000 || Quicksilver VS - $23500 || Amex PRG || Total Credit: $150,400
Message 7 of 503
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread


jaylau17 wrote:

What number are you guys calling for these soft pull CLIs. Is it the regular customer service number or are you calling the credit analyst reconsideration line?


I'm not calling any number because I havn't even gotten mine in the mail yet but Baller and other sources have discovered that there are rare situations where they will award a CLI with a soft pull. I would only trust an analyst for this though, just my opinion.

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me
Message 8 of 503
Established Member

Re: The BarclayCard CLI Soft Pull thread

With that card I would run it up to 1800 and pay it off use it some more, pay it off again before statement cut. A couple of times I let a balance of 200-400 report but that was it. Over all utility on all cards is 19% :/ I thought about calling, but i think I am going to just apply for a different card, prolly the apple with rewards, I tried to get this one upgraded to it and they said I would have to apply for that card :/  we buy a lot of apple in this house lol. And iTunes. 

Message 9 of 503
Super Contributor

Re: The BarclayCard CLI Soft Pull thread

I called 24/7 analyst number. 866-951-1437
Message 10 of 503