The BarclayCard CLI Soft Pull thread

[JR_TX]

mowglidude ;

After the APR reduction, did Barclays offer a SP increase, or did you ask for it?

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From the threads I've been reading the past couple of months, Barclay no longer does SP CLI. Always a decline even via the "lowering apr" route. They however have been really proactive as of late doing the SP CLD!

[mowglidude]

That's funny. I didn't qualify for a rate decrease at this time and that was it! I better check my SL, to make sure it doesn't go down...

[Anonymous]

I will add some data points, and hopefully they will be useful and possibly encouraging.  

Approved 10/2015, $2000(first or 2nd card of my rebuild).

Ive tried the lower APR route at least 2-3 times prior to the most recent, possibly getting a reduction once or twice, but no CLI.

On 6/9/2017, I called in and asked for an APR reduction, and got one of 4%.   To answer Mowglidude, they then offered the CLI without me having to ask. (I was pleased to see I had actually written that down in the credit log file I started to keep that night).  They did ask income at this point.  

Now the increase was a rather paltry $1000, but coming from a paltry $2000 for a total of $3000, I suppose it's ok(from other things Ive read and my own feeling, I think my next one could be substantially more).  It also shows that as recently as 6/9/2017, the SP CLIs were still in effect, without as much as even having to ask for one.   I hope someone finds this useful.