The Definitive Amex 3X CLI Guide

[MustangSaluki]

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@09Lexie wrote:
@daybreakgonesXe

I checked the dates on the Delta card I'm an ACM on and it was correct. However, I requested a replacement card to change my MSD and that date was 2weeks later -corresponding to my request.

In my case the first date was accurate, any further dates would not be.

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This is perfect. I think my hunch of this being a "Card Production Date" seems to be on the right track....

[09Lexie]

I agree.

[shanac]

I applied for the BCP on June 11th (backdated to 1999). CL 8,500. I hit the luv button on the 61st day and was countered with a 6,600 increase. I'd asked for "only" 10K because I didn't want to push my luck. My CL is now 15,100 which is my highest limit and I am more than satisfied...

BUT a higher credit line would lower my utilization which is currently at 19%. I'm taking advantage of 0% balance transfer offers on my Freedom and Citi cards.

[benandjerry]

LOVE all the information on this forum! Just applied for a 3x increase on my amex delta card after reading this topic. I'm new to the country and slowly but steadily building my credit file and score. Once I read here that there would be no hard pull for the CLI, i figured I would give it a go (opened card in mar 2013, but been a member in the Netherlands since 2005).

Requested a CLI from 5k to 15K and was instantly approved!!!

Just so happy with all the good tips and information I find here :-)

MyFico/Other Handle: benandjerry
Initial CL:$5,000
61 day/181 day CLI: 181 (a little more)
Amex Utilization @ CLI: <10%
Overall Utilization @ Last EX Soft Pull: ?
Ratio of Income/(Overall Available Credit) (4 decimal places): 6.5333
Number of new credit lines opened since opening Amex account or last Amex CLI: 3
Total $$ value of all transactions since Amex account opening or last Amex CLI: $12,577

[vagrants]

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@FicoTron wrote:
Followed the instructions, after 61 days bumped from 2k to 6k, 180 days after that which is today, I called and requested 3x to 18k. The CSR said the 7-10 day wait popped up and i got pretty nervous. But he then asked if I wanted him to check if there was a lower offer that he could approve and lock it in immediately. I said yes, he countered with a $9600 cli rather than the 12k I requested to get it to 18k. I accepted and it immediately updated. So I have gone from 2k to $15600 in 8 months...not too shabby. Been waiting for this so when it posts I can go on a little spree and the new cards will hopefully initiate with higher limits.

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I had a similar situation a while ago. In short, mine went from 2k -> 6k -> 18k.

Long version. 2k -> 6k instant approval. Waited 184 days. When I requested the second round CLI online (6k -> 18k), I had 7 - 10 business day wait. I got nervous...I first called the front CS (back of the card...press 0 and 0 to get the CSR), she told me that my CLI requires a manual review, so there is nothing she can do...now I'm panicing...I thought I might have to call the EO. But before I do so, I decided to call the front CS again, but this time, I asked for the CLI dept (on the auto, said "credit line increase" or press 5). The auto told me that I recently asked for a CLI, then connected to the CLI front CSR. I told the situation, plus, I told him that I'm interested in the SPG due to increased bonus, so I would like to know about the situation with the CLI soon. He then forwarded me, so that I get quicker response about my CLI request. I told the same story to the upper (?) CLI CSR. Within 5 min, I was approved for the 18k. He told me that my new CL will be available in 20 - 30 min. I really wasn't expecting that at all...thought I could get 10k CL if I was lucky...oh, yes, at the time of CLI, my balance was negative (I over-paid by an accident). Oh, and also, 18k CL didn't show up on the web within 20 - 30 min. I had to call the front CS again asked for the CLI dept. The auto told me that I was approved for the 18k CL on xx/xx/2013.

[AlpedHuez]

Have had my amex (BCE) for nearly 2 years, but never bothered to do this until recently.  CL jumped form ~3.5k to ~10k.  Instant approval.  Now my largest CL. 

[Kratos-TM]

I have the AMEX Blue Sky. Started out with 10K limit. Jumped to 24K on the 3X increase. I could have asked for 30K, but didn't.

[snowkitty]

I am due for an increase on my Amex and was going to ask for it on my Amex Blue Sky. That is the card I got the 3x 61 day increase on and I just read in the sticky notes that it is harder to get the 3x on the original card that you already had it on. So should I ask for the increase on my BCE instead? My 61 days was on March 5 so do I ask for the increase in 180 days or 6 months?

[john398]

New to American Express and have not read the whole thread but how does a balance transfer effect the 3x? thinking about transfering during the 0% period but if it prevents the 61 day CLI than I will hold off

[teemolicus]

Just approved this morning for a CLI from 8k to 14.4k (how random, right?).  My first CL >10k! Thanks so much for the guide.

MyFico/Other Handle: teemolicus
Initial CL: 8000
61 day/181 day CLI: (please indicate whether 61day/181day also) 61 Day CLI to 14,400
Amex Utilization @ CLI: 45/8000
Overall Utilization @ Last EX Soft Pull: Unknown
Ratio of Income/(Overall Available Credit) (4 decimal places): 1.8828
Number of new credit lines opened since opening Amex account or last Amex CLI: 2
Total $$ value of all transactions since Amex account opening or last Amex CLI: 1257