The Definitive Amex 3X CLI Guide

[lsutigers]

That is correct. If you get denied then you have to wait 90 days

[Anonymous]

My Amex CLI story:

I had a Blue card (since switched to an Everday) that I received back in college, but I had never really used it since the limit was only $900. Last October, I requested a 3x CLI online, and was immediately approved for $2,700. I was patiently waiting for six months to pass when in January I randomly recieved an unsolicited $1,000 increase (!) bringing to total CL to $3,700. Here it is now in April, six months after my original 3x CLI and I just now went for another 3x CLI (requested online) and was immediately approved for $11,100!

At the time of this last 3xCLI request:

Amex utilization: 28%

FICO (Exp, from amex): 741

[Anonymous]

After stalking this tread for almost a year, I finally get to post here!

HOORAY!!!

Finally got a little more respect from Amex...lol. First successful CLI in the bag! Date for round two, on calendar!

Thank you + a million guys! This tread has helped me *keep the faith*, lol.

The detail:

Opened 07/14

$1000 initial limit

PIF monthly

61st day CLI request denied: fico score, high balances  

130+ day: instant online approval 

*why 130+ days vs the standard 90...well, to be honest, I forgot! lol*

[Anonymous]

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@lsutigers wrote:
That is correct. If you get denied then you have to wait 90 days

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I accidentally applied thinking it has been 6 months since my last CLI, I had 1 more month to go. Does that mean I have to now wait 1 more month + the 90 days? 

[Anonymous]

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@Anonymous wrote:

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@lsutigers wrote:
That is correct. If you get denied then you have to wait 90 days

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I accidentally applied thinking it has been 6 months since my last CLI, I had 1 more month to go. Does that mean I have to now wait 1 more month + the 90 days? 

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No, just 6 months from the last CLI.  Trying too early does not add any length

[Anonymous]

@Anonymous wrote:

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@Anonymous wrote:

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@lsutigers wrote:
That is correct. If you get denied then you have to wait 90 days

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I accidentally applied thinking it has been 6 months since my last CLI, I had 1 more month to go. Does that mean I have to now wait 1 more month + the 90 days? 

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No, just 6 months from the last CLI.  Trying too early does not add any length

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ok thanks

[jwright343]

Haven't been on here in awhile due to new job and gardening.  Just randomly in the shower this morning, I thought that it should be around my 60 days since I became an AMEX member.  I could not find my join date on the page anywhere, so I live chatted with them.  They informed me it was March 5.  I go right to my calendar and creepily enough, TODAY is 61 days.  I immediately go to the CLI button.  My initial was $5500.  I have $800 on there now.  I apped and was IMMEDIATELY granted $15,000.  I know, could've been $16,500 but I've learned to NOT be greedy thanks to awesome friends and forums like this.  Not bad getting a $9,500 bump in one click.  Better yet, what this will do for my overall utilization ratio.  The system works.  Be patient and be smart about it.   

[Anonymous]

So should I try on day 1 or 61?
My limit is 3000, still waiting for card.
Should I call them now or wait to get card and try online?

[jwright343]

You're still 'waiting for the card', yet you want to try a CLI.  That sounds greedy, be PATIENT!  Play it safe, wait till day 61.  By the way, I 'believe' the clock starts the day you're approved, not the day you get the card. 

[Creditobsessed12]

I was denied a CLI for Amex but I don't remember the date. How can I find this info? The account was opened in Feb 2015 and I applied for the CLI sometime in March but I can't remember when exactly.