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The Definitive Amex 3X CLI Guide

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Creditobsessed12
Frequent Contributor

Re: The Definitive Amex 3X CLI Guide

I got the ED in Feb with 5K and tried for CLI in March and was denied.  I can apply for another CLI in June but I am a bit concerned because my EX score was decreased due to an unknown collection account to 650.  I am actively trying to get this resolved but still no luck.  Should I even bother request the CLI in June or no?

11/30/14 EQ 545 TU 573 EX 602 01/15 EQ 545 TU 586 EX 589
02/15 EQ 643 TU 627 EX 669 03/05/2015 EQ 708 TU 744 EX 707
05/2017 EQ 659 TU 676 EX 683
Goal: 700s across the board Smiley Happy
Message 1671 of 5,432
Anonymous
Not applicable

Re: The Definitive Amex 3X CLI Guide

Uh wow guys! Just got my 2nd 3X CLI. Went from 3 to 9 to now 27k! 

 

Thanks so much to everyone at myfico for helping me build a better credit profile and understand how to build credit better than I used to Smiley Happy

Message 1672 of 5,432
Gmood1
Super Contributor

Re: The Definitive Amex 3X CLI Guide

I wonder how long should I wait before asking for another CLI(currently 12k) and how much.. 6 months? I also applied with Discover this week. Just got an email saying I was approved for a $5500 CLI.
Message 1673 of 5,432
Gmood1
Super Contributor

Re: The Definitive Amex 3X CLI Guide

I meant $5500 credit limit not CLI. Lol
Message 1674 of 5,432
Anonymous
Not applicable

Re: The Definitive Amex 3X CLI Guide

I app'd for 3 cc's this month but still intend to ask for my last 3xcli in July.  

Message 1675 of 5,432
des6
Member

Re: The Definitive Amex 3X CLI Guide

The best part of these credit line increases is that message that comes on the screen that the new credit line is available in 15 minutes! I love seeing that! 

 

Message 1676 of 5,432
Anonymous
Not applicable

Re: The Definitive Amex 3X CLI Guide

What happens when you reach over 25K? I find it difficult to believe to get like 75-100K ?

Message 1677 of 5,432
newhis
Valued Contributor

Re: The Definitive Amex 3X CLI Guide


@Anonymous wrote:

What happens when you reach over 25K? I find it difficult to believe to get like 75-100K ?


From what I read, if your profile is good and you provide the paperwork needed, you can go up to 100K with Amex.

Message 1678 of 5,432
Anonymous
Not applicable

Re: The Definitive Amex 3X CLI Guide


@Anonymous wrote:

What happens when you reach over 25K? I find it difficult to believe to get like 75-100K ?


Don't find it difficult to believe.  People have that.  As long as your income and credit profile supports it, you can get it.

Message 1679 of 5,432
JamP
Valued Contributor

Re: The Definitive Amex 3X CLI Guide

Received my Amex EverydaySM card today and tried for the 3x CLI. Denied and told to apply in 90 days...

250k+ CL and climbing.
Message 1680 of 5,432
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