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The Definitive Amex 3X CLI Guide

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Emyshor
Valued Member

Re: The Definitive Amex 3X CLI Guide

I had 5 cards, closed PRG and Green, they closed the Costco card, so I have only two (BCE, EveryDay). On BCE I had 25k credit line, but they lowered to 15k when I've opened the Everyday to give me a limit of 10k. Since they closed the Costco card, I've tried to bring it back to 25k but got the message they need to verify income.

 

I've tried after 2 days and instead of 10k increase, I've asked for only 9k and got approved right away. Now I have 24k limit on my BCE.

 

All my FICO scores are over 800.

 

Message 2471 of 5,432
Anonymous
Not applicable

Re: The Definitive Amex 3X CLI Guide

Just keep trying, I've heard of CLI's over 25k without proving income.
Message 2472 of 5,432
Anonymous
Not applicable

Re: The Definitive Amex 3X CLI Guide

I just got a $20K CLI which brings my AmEx Everyday limit to $30k, they asked for my yearly salary but never asked for any documentation to prove it.

 

Here's my timeline FWIW:

 

 Jan 1, 2016 - responded to a post mail offer and was approved for $5k

Jan 9, 2016 - I activated my card and a $5K CLI at the same time, bringing my limit to $10K

July 1, 2016 - Requested a CLI and was declined, was asked to call AmEx. The CSR told me that I had to wait 6 months since the last CLI so to try again on July 9th

July 9, 2016 - Again, requested a $20K CLI and was approved this time bringing my limit up to $30K

Message 2473 of 5,432
Anonymous
Not applicable

Re: The Definitive Amex 3X CLI Guide


@AhmedInMD@


!!!!*😆NOIICE😆*!!!!
Message 2474 of 5,432
Anonymous
Not applicable

Re: The Definitive Amex 3X CLI Guide


@Anonymous wrote:

@Anonymous@@


!!!!*😆NOIICE😆*!!!!

thank you!

Message 2475 of 5,432
Viva-LV
Frequent Contributor

Re: The Definitive Amex 3X CLI Guide

Congrats! Quite impressive.

Am Ex | BOA | Chase | Citi | Disc | PenFed | USB | 400K Club
Message 2476 of 5,432
creditreformer
Frequent Contributor

Re: The Definitive Amex 3X CLI Guide

May 2016- approved for BCP @8K

Today is day 61, so I tried for the 3x CLI but was a little nervous b/c I've added 3 CCs since getting the BCP

BAM, Instant approval. BCP's now 24K, my 2nd highest CL (Penfed is #1 @ 32k)

Message 2477 of 5,432
Anonymous
Not applicable

Re: The Definitive Amex 3X CLI Guide

I'm really itching to try another increase...I did the intial 3x CLI a lil over a year ago. I now have a SL of $25K on my BCE. Anythin over that my trigger a FR for me...I may just call to see if I can get a SP CLI

Message 2478 of 5,432
Anonymous
Not applicable

Re: The Definitive Amex 3X CLI Guide

Or just try online?
Message 2479 of 5,432
Anonymous
Not applicable

Re: The Definitive Amex 3X CLI Guide

Hi all for all that gets the nice 3x increase on 61st day. How's your usage??? What was your score at the time ? I have 55 days to go lol but wants to be prepared and because I have both BCP and Plat I need to have both to get to spend $4000 to get the bonus and I haven't use my revolver yet. I'm afraid of debt lol even though I know I can pay it off at the end of fhe month it's stressful to see racking up some balance 😅
Message 2480 of 5,432
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