@Anonymouswrote:Ok still a little new here. Signature? Im going to assume that means ur cards listed at the bottom of of our comments?
How do i go about doing this? Thanks!
It’s a bit of work, but the mods love to help 😁🙃
@AnonymousThanks for the reply, that sucks because my SL was only 1k so this has been kind of a waste of time starting with a 500 or 1K SL usually means you just slipped through the door with Amex. It’s possible you can get to 3K on day 61 but there have been many inwhich the card won’t grow quick (could be a year, or 5 months or six.) applying for another card could get you a nicer starting limit,.... ...so what you are saying above is to open a 2nd account and 3x CLI right away given that it's been 180 days since the last CLI? I’m saying I think it may be possible to get a CLI on a new account if you’ve had some history with Amex. 👉 And haven’t gotten a CLI in the past 6 months. I’m going to try this with my next Amex card when I get my BCP over 23K. Atm, I have no need for any of the American Express credit cards, so this happening could be the beginning of next year or later. My amex prg is my oldest card though I dont use it anymore and I had the green card before that, I did open the ED right after the BCE following somebodys advice hoping I would get a better SL to build on but got the same 1k and so I closed it, same HP was used, so if what you are saying above plays out then that could be a possibility, it’s possible, I’d advice getting out of the 1K SL/CL territory before going nuts for it though...and only apply for something that will be useful for you.
Anybody have gotten a CLI on a new account before 61 days, but 181days after your last?
its somewhere in this thread, someone did it with their SPG! 🙏
@Anonymouswrote:Hi All. New here, and rebuilding credit over the last two years. I appreciate any suggestions or advice!
I was approved for BCED card on Feb 4th with SL of $4,000. Fico was 718. I already rec'd my $150 statement credit right on day 30. My current balance is $1,378 which are 'Plan It' purchases for two high cost purchases that I spread out payments in order to take advantage of no interest. :-) Otherwise, I pay off grocery and gas purchases once a week as soon as I see them posted. I love the AMEX account app. Current FICO is now 717, down 1 pt for some reason.
I also have:
Amazon Chase Visa (limit JUST raised automatically this week to $2,000)
Kohl's card ($1,500 limit)
American Eagle Visa (can use anywhere) with a $1,700 limit.
With the exception of AMEX, (because no interest right now), I pay the statement balances in full each month, no late payments in two years. My overall untilization based on Credit Karma is under 20%.
Day 61 for me is April 6th. I've already had two AMEX statements - should I still wait until next Friday to request 3x's or could I try now? YES. And, Should I pay down more of my AMEX balance before requesting 3x CLI? I dont think that it will be an issue. I carried 1,600-1,700 for four months with not much paid on that (Minus charges i made on it, PIF), and got my 12K Instantly. Had the same credit limit you have now. (I'm worried because with the 'Plan It' balances.. I am at 50% of my limit.)
Credit Karma tells me today that I have 'Excellent Approval Odds' now for the AMEX classic Gold card? I think its pretty easy to get the charge cards, especially if you have other accounts and some history with American Express. Should I apply for that or wait for the CL increase on my BCED? If you want it, get it. Wont make a difference waiting or not, etc. Gold card makes me nervous because you have to PIF every month, so I would not use it much - at least not beyond what I could pay off. Is it a good idea to have multiple AMEX accounts Why not? Love amex! What are your credit goals?😁 or should I diversify my credit more (ie Discover Card?) I rarely use the American Eagle Visa - it's mostly for my 22 year old daughter to use for misc expenses that I would help her pay for, and it is helping her establish more credit as well. Interest rate is too high to carry a balance.
So - should I wait until April 6th official? Should I pay down BCED balance first? And how best to diversify credit (and get away from the 'store' cards)
Thanks!
Hope i helped! 😊😊
Definitely wait the 61 days from accnt opening, unless you want the 7-10 day message. Then it means you'd just have to do it again a couple days later, which might look too eager. What's a few days anyway? 
Or you could wait till the 4th statement cut, and double dip. If you have the patience?
@Anonymouswrote:Definitely wait the 61 days from accnt opening, unless you want the 7-10 day message. Then it means you'd just have to do it again a couple days later, which might look too eager. What's a few days anyway?
Or you could wait till the 4th statement cut, and double dip. If you have the patience?
Double dip? Never heard of that one with Amex...
@Anonymouswrote:@Anonymous @Gregory1776! So - should I still wait until next Friday to request 3x's or could I try now? YES.
Does that mean YES to 'wait til April 6th' or YES to 'try now' ??
LOL...
Wait until day 61. Sorry! 😁