Re: Thinking about Amazon cards (Chase and Sync)

NoMoreE46 · ‎06-10-2024

Yes, it is nice that they have the same perks.

However, unless something has changed, the max CL from Synchrony for the Amazon Store card = $10,000. Many have > $30,000 from Chase on the Prime Card.

@northway wrote:
I prefer the Synchrony card. Works at Amazon and Whole Foods still, and I don't have a need to use the card outside of those ecosystems.

You'll end up with higher from Synchrony, don't have to deal with Chase 5/24, and won't take up a 5 lending card limit slot from Amex.

NoMoreE46 · ‎06-28-2024

For those interested, the Chase SUB is to $200 while the Synchrony version SUB is $60 for the July Day 2024 prime days.

cashorcharge · ‎06-28-2024

@NoMoreE46 wrote:
Yes, it is nice that they have the same perks.

However, unless something has changed, the max CL from Synchrony for the Amazon Store card = $10,000. Many have > $30,000 from Chase on the Prime Card.

@northway wrote:
I prefer the Synchrony card. Works at Amazon and Whole Foods still, and I don't have a need to use the card outside of those ecosystems.

You'll end up with higher from Synchrony, don't have to deal with Chase 5/24, and won't take up a 5 lending card limit slot from Amex.

I'd also add....Chase had a pre-approval link through Amazon's site. Not sure if that's still active...and Chase will (if necessary) allow you to reallocate credit lines between accounts after an approval has been given if that's important to you. I don't believe SYNC does that....

There's an assortment of approvals for this card that were over 5/24 though I wouldn't say that's definitive and perhaps luck...but it's happened nonetheless...typically around Prime Days. Explore the Approvals threads.

Lastly, there are plenty of posts of "SYNC giveth and taketh away" at their whim....so while a higher SL may be the case....you'll need to maintain it to keep it

ptatohed · ‎06-28-2024

$200 right now with the Prime card! https://creditcards.chase.com/cash-back-credit-cards/amazon

[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card // primis Perks debit Visa (50c CB per transaction (5% CB or more up to $10 spend))

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)

AverageJoesCredit · ‎06-30-2024

I feel like I'm on a blacklist with Chase ever since I closed my Amazon card mid 1st year lol. Dumbest decision I did. This was back in the heyday, 16-18 , when we were collecting credit cards like they were Pokémon lol. Thought it wouldn't grow, etc. Thrown a couple apps at Chase last couple years, no approvals, last was to see on a core card but dti I guess. One time I was preapproved on the Amazon site, or at least prequaled to say the least, but was still denied. So sometimes being prequaled on the Amazon site doesn't equate to passing final inspection by Chase lol. This is one reason I'd caution anyone to close a card just because it doesn't meet the need in the moment. That moment could change in the future.

AverageJoesCredit · ‎06-30-2024

@ptatohed wrote:
$200 right now with the Prime card! https://creditcards.chase.com/cash-back-credit-cards/amazon

Very nice SUB

FicoMike0 · ‎06-30-2024

Not actually an amazon card, but usb shoppers card pays 6% for two stores you choose. I made Amazon one of mine. It does have a $1500/ quarter ceiling. I still like the chase card with $200 sub. I was on the chase $hit list about 15 years ago, and I'm 8/24, probably not going to apply.

s_haliz · ‎07-01-2024

I liked your idea.

@NoMoreE46 wrote:
FYI,
Amazon's Prime Day event is in July and to promote this, Chase has typically offered a SUB ($150) for their Prime Visa.
I think Sync offers a SUB for the Store card version as well.

Thus, if you are on the fence, I'd hold-off a few weeks on applying for this promo...

TU FICO 850 | EQ FICO 850 I EX FICO 850

NoMoreE46 · ‎09-18-2024

As a supplemental notice, Amazon is doing the Prime Days on Oct 8 - 9.
The SUB for these cards tend to be higher around these events.

@NoMoreE46 wrote:
FYI,
Amazon's Prime Day event is in July and to promote this, Chase has typically offered a SUB ($150) for their Prime Visa.
I think Sync offers a SUB for the Store card version as well.

Thus, if you are on the fence, I'd hold-off a few weeks on applying for this promo...

creditrizz · ‎09-18-2024

I haven't had any issues with the Stinkrony Amazon and I've had it for what seems like forever, but the CLI's were always very stingy and it is maxed at $10k now. If I didn't already have it I'd probably go with the Chase one, mostly because of Stinkrony's reputation for annoying practices.