@Anonymous wrote:
My TU fico score 8 is a 679 which is my best score.... I have one bad acct with no history just shwing up as a charge off that I don't owe but TU keep sending back verified and Honda Finance is no help either... anyway I applied fr Barclay a few mnths ag when my score was 640 and was denied.... should I apply again or wait til 01/16 when that charge off is due to fall off????
FYI I had a car loan with Honda that's paid/closed never late but TU is reporting 2 accts.... one that I had in 06 and the one I didn't have from 07..... no history is showing on the acct just balance and status charge off.......
Too add if it is for 06. even 07 for that matter. time to be off of your report. no matter what. Call and Dispute it. they will delete.Edit. after reading further in the thread. They may have reset the date using that lexington law firm. this is why it is best to do things your self. never know what tactic some shady company may do. for a temporary fix. i hope you get it taken care of. Good luck.
