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This is what happens when try for 2nd cli in a month with Citi

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Anonymous
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This is what happens when try for 2nd cli in a month with Citi

We can’t increase your credit limit at this time
Thanks for contacting us about an increase for your Citi® Diamond
Preferred® MasterCard® account. We reviewed your request, but we can’t
approve it because you’ve already received a recent increase. There must
be at least six months between limit changes.
Feel free to try again at the right time
After six months have passed since your last increase, give us a call if
you’d like us to consider your request again. In the meantime, remember
these tips to keep your account in good shape:
· Be sure to make at least the minimum payment due on your
statement each month by the payment due date.
· Keep your balance below your credit limit.
· Make sure your credit report is accurate by requesting and
reviewing a copy of your credit report once a year.
· Notify us right away if your address or phone number changes so
you don’t miss any important communications.
Thanks again for choosing us
As always, we hope to be clear and helpful in explaining this decision. Feel
free to contact us if you have any questions.
Just thought I'd share this for anyone considering cli love button.
Message 1 of 10
9 REPLIES 9
SOGGIE
Valued Contributor

Re: This is what happens when try for 2nd cli in a month with Citi

Yes. That is what happens. Just wait our the six months. Good luck on your next attempt!
Life was a lot simpler when what we honored was father and mother, rather than all major credit cards. ~Robert Orben
Message 2 of 10
Anonymous
Not applicable

Re: This is what happens when try for 2nd cli in a month with Citi

Can I get an immediate increase on the Simplicity when I get it this week I wonder? Or have to wait 6 months. ..grrrr
Message 3 of 10
Anonymous
Not applicable

Re: This is what happens when try for 2nd cli in a month with Citi


@Anonymous wrote:
Can I get an immediate increase on the Simplicity when I get it this week I wonder? Or have to wait 6 months. ..grrrr

You can but it will cost you a HP

Message 4 of 10
Anonymous
Not applicable

Re: This is what happens when try for 2nd cli in a month with Citi

Ok that bites I got 2 hp or at least 2 cra checked to get it in the 1st place. They'd want another for cli.?
They could've given a better cl 1st time, same info as a week earlier.
Message 5 of 10
ojefferyo
Valued Contributor

Re: This is what happens when try for 2nd cli in a month with Citi


@Anonymous wrote:
Ok that bites I got 2 hp or at least 2 cra checked to get it in the 1st place. They'd want another for cli.?
They could've given a better cl 1st time, same info as a week earlier.

You got a double pull? Was your score borderline or something on you profile that wasn't sitting too well with them?

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 6 of 10
Anonymous
Not applicable

Re: This is what happens when try for 2nd cli in a month with Citi

Why is a double pull unusual? Credit not a problem been there customer for 2 yrs now and scores over 720. Whats weird also not a single cli with them in that time. Did have high util until recently and fairly large car payment so maybe there a little wiry of giving me more credit.
Message 7 of 10
ojefferyo
Valued Contributor

Re: This is what happens when try for 2nd cli in a month with Citi


@Anonymous wrote:
Why is a double pull unusual? Credit not a problem been there customer for 2 yrs now and scores over 720. Whats weird also not a single cli with them in that time. Did have high util until recently and fairly large car payment so maybe there a little wiry of giving me more credit.

They double pull if there's something that's they are on the fence with and want to check on another CB. They gave me the TYP card with a single pull. Chase is know to do double pulls quite frequent but Citi you don't hear of it much. 

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 8 of 10
Jmill79
New Contributor

Re: This is what happens when try for 2nd cli in a month with Citi


@ojefferyo wrote:

@Anonymous wrote:
Why is a double pull unusual? Credit not a problem been there customer for 2 yrs now and scores over 720. Whats weird also not a single cli with them in that time. Did have high util until recently and fairly large car payment so maybe there a little wiry of giving me more credit.

They double pull if there's something that's they are on the fence with and want to check on another CB. They gave me the TYP card with a single pull. Chase is know to do double pulls quite frequent but Citi you don't hear of it much. 


There was several of us from this board that got inst approvals for the Prestige that came with a double pull.

FICO's as of 7/10/15 EQ-751 TU-730 EX-721

Citi Prestige, BOA Cash Rewards Sig, Discover It, AmEx BCP, Cap One Quicksilver
Message 9 of 10
taxi818
Super Contributor

Re: This is what happens when try for 2nd cli in a month with Citi


@ojefferyo wrote:

@Anonymous wrote:
Why is a double pull unusual? Credit not a problem been there customer for 2 yrs now and scores over 720. Whats weird also not a single cli with them in that time. Did have high util until recently and fairly large car payment so maybe there a little wiry of giving me more credit.

They double pull if there's something that's they are on the fence with and want to check on another CB. They gave me the TYP card with a single pull. Chase is know to do double pulls quite frequent but Citi you don't hear of it much. 


+1 Just got a single pull on the double cash. surprise it was not eq this time.

Message 10 of 10
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