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Throwing DW out of garden...

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tcbofade
Super Contributor

Throwing DW out of garden...

As some of you know, we've spent the last 30 or 60 days doing various 0/0 BTs and moving some of DW's debt into my name.  Currently, she's got scores in the 660s and 670s (Fico8) with nearly 60% utilization.

 

On or about 05 March, her utilization will drop under 50%, and I expect a boost in her Fico8 scores.  Probably won't reach 700, but should get close.

 

Currently planning on picking up the Chase FU card for the SUB, and Citis DP card for the awesome BT offer.  She'll also be asking NFCU for a 2nd card in April.

 

Any other cards we should be looking at?  (she already has Slate and Simplicity...)

 

Our largest goal is zero percent BT offers, of course. 

Fico 8 5/02/25: EX 817, EQ 831, TU 829.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...
Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Throwing DW out of garden...

Good luck! Keep us posted! 

Message 2 of 5
minski
Established Contributor

Re: Throwing DW out of garden...

How about the Bank Americard?

 

Hope you throw her out on to a soft surface...

Message 3 of 5
AverageJoesCredit
Legendary Contributor

Re: Throwing DW out of garden...

Dang Tcbo first the Mil, now DW? Smiley Wink

Good luck on all new ventures, may i recommend the Schneeshees? Smiley Wink
Message 4 of 5
tcbofade
Super Contributor

Re: Throwing DW out of garden...


@AverageJoesCreditwrote:
Dang Tcbo first the Mil, now DW? Smiley Wink

I had NOTHING to do with MIL running away.  Smiley Tongue

 

....mebbe she heard about some Puerto Rican who has a thing for MILs????

Fico 8 5/02/25: EX 817, EQ 831, TU 829.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...
Message 5 of 5
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