Apply for it online at your own leisure. The banker tends to have biased guidance and the application they use might not come with the bonus offer. I made the mistake of applying in branch before and the banker told me I would get the sign on bonus but after all, I didn't get it because he didn't apply through the bonus portal so I had to make phone call to fix it. And if you don't need or want the slate, don't apply for it even if he or she tells you otherwise. Get the product that you want because you'll be the one using it. Good luck!
