To app or not to app

[Anonymous]

I've been gardening for a bit this year and my lasy C/O baddie fell off. What an increase! My scores are now:

EQ: 747

TU: 682

EX: 667

I still have two medical collections on TU and EX that will be paid soon for deletion as soon as the hospital recalls them. But, I have a question. I went to Cap 1's pre approval site and am finally pre approved for the Venture card @ 17.9%apr. I'm also pre approved for another QS and also the Platinum Prestige at 17.9 and 15.9 respectively. The QS is 0%apr until 3/16 while the Prestige is 0% apr until 9/16.

Is there another card I should app for first? And what should I do about the Cap 1 pre approvals? I don't relish the idea of triple pulls, or a six pack if I app for the Venture and Prestige or, shudder to think it...a nine pull for all three.

[Anonymous]

Forget the platinum card.  Go for the Venture and Quciksilver.  Apply minutes apart so that they only do 1 pull on each bureau for the 2 cards.  Report back with results if you do apply.

[Anonymous]

I've read horror stories about Cap 1 doing double pulls even with back to back apps. Can anyone confirm this one way or the other? Also, I already have a QS in my siggy. Will thet let me have two? And what are the odds it will have a higher limit than the one I already have?

[Anonymous]

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@Anonymous wrote:

I've read horror stories about Cap 1 doing double pulls even with back to back apps. Can anyone confirm this one way or the other? Also, I already have a QS in my siggy. Will thet let me have two? And what are the odds it will have a higher limit than the one I already have?

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There have been recent reports of CAP 1 just pulling 1 bureau each for 2 cards done minutes apart.  There are numerous threads on here.. Do a quick search and you will find dome of them.

Also, CAP 1 allows you to have 5 cards max and can have 2 of the same.  The Venture starts at $5,000.... 

[Anonymous]

The results are in...

Was preapproved for all three, apped for Venture first

Venture approved for $5000. A bit disappointing, but I'll take it.

Immediately apped for QS...denied, 7-10 day message.

Heres to hoping I didn't just take a 6 pack for 5k

[Anonymous]

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@Anonymous wrote:

The results are in...

Was preapproved for all three, apped for Venture first

Venture approved for $5000. A bit disappointing, but I'll take it.

Immediately apped for QS...denied, 7-10 day message.

Heres to hoping I didn't just take a 6 pack for 5k

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Congrats on the approval.. Use it and you will see it increase rapidly.. Also, it will not be 6.. Update with what hits your report.  For the QS, keep us posted as 7-10 day message can mean anything now with CAP 1.

[gdale6]

Locking the thread. Directing to approval thread here   http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Finally-got-my-Venture-card/m-p/4091981