To apply for an AMEX or not - odd situation

[tussking]

My rebuild has been simply amazing. I have an AMEX GOLD Charge card that I have been an AU on since 2000. I am now in a sweet position to remove myself as the AU. I would like to try for an AMEX while I'm still an AU and not after I remove myself. Any opinions ?

[Anonymous]

What is your current Experian score? 640 might be a little low?

[RonM21]

If it is 640, for me I would not do it. But every situation is different.

[CatOfSpades]

They might give you a low limit, but I think you have a chance. Good luck if you go for it!

[ojefferyo]

Being an AU does not sway them either way because you were never responsible for paying the bill, in their eyes anyways. 

[Scupra]

AMEX wants 5 years post BK. Tread lightly

[Anonymous]

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@tussking wrote:
My rebuild has been simply amazing. I have an AMEX GOLD Charge card that I have been an AU on since 2000. I am now in a sweet position to remove myself as the AU. I would like to try for an AMEX while I'm still an AU and not after I remove myself. Any opinions ?

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my bk was in 2013 and i am an au on multiple amex cards and they denied my a few months ago, if i was you i would keep working and rebuilding and try later on in 1 year or 2

[Anonymous]

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@Scupra wrote:

AMEX wants 5 years post BK. Tread lightly

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Agree, no shot of being approved with less than a year old BK

[tussking]

Thanks ! Agreed !