Too Many Recent Inquires, I only Have One, **bleep** UPDATE

[Beefy1212]

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@Ron93 

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Have you considered asking Discover for a second Discover card? I also wouldn't sweat a BT fee either, a 3-5% fee on 6k is around 200 bucks. That is much better than 20%. The real gual is keeping it 0 APR and this time pay it off.