Too many inquiries for USAA credit card?

raydmercer2345 · ‎01-10-2015

Just became a member with USAA. Was thinking about applying for a credit card but I have 16 inquiries on Equifax and lots of new accounts. Equifax fico is 705 as of today. Any chance I would get approved? Also, which card seems to have the highest initial CL? Thanks!

Zorasmiles · ‎01-11-2015

Active duty members tend to have higher chances of approval when applying with USAA but if those inquiries are are within the last six months, along with the new accounts it might be a toss up. Score wise you should be good to go.

@raydmercer2345 wrote:
Just became a member with USAA. Was thinking about applying for a credit card but I have 16 inquiries on Equifax and lots of new accounts. Equifax fico is 705 as of today. Any chance I would get approved? Also, which card seems to have the highest initial CL? Thanks!

FICO scores are your calling card to the business world. Build a negative reputation and those doors are hard to open, find that perfect balance of credit responsibility and those doors open when you desire them.

lhcole77 · ‎01-12-2015

USAA pulls EQ04 which is different from EQ08 here on myFICO. Just an FYI.