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Too soon for CSP??

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jawbrkr
Established Contributor

Too soon for CSP??

Just checked the Chase Prequal site and it seems a new card has appeared. The CSP card. Now, I am not even sure if I should pull the trigger on this. I know their prequals are good but I just got approved for my Freedom on June 14th and am not sure if this will result in the same hard pull or a new one. My credit history is pretty short..almost 5 months old and I have no derogs. My inquiries this year are somewhat high, for me. This year alone about 5 on TU and 6 each on EQ and EX. Oh what to do...what to do.



|| TU08: 811 || EQ08: 811 || EX08: 802 ||



Message 1 of 18
17 REPLIES 17
Anonymous
Not applicable

Re: Too soon for CSP??

Those are pretty solid. Go for it!
Message 2 of 18
ojefferyo
Valued Contributor

Re: Too soon for CSP??

That's really nothing for inquires, how many new cards have you gotten in the past 2 years? Chase has a limit of 5 with their non co-branded cards

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 3 of 18
Anonymous
Not applicable

Re: Too soon for CSP??

What's your credit score ? 

Message 4 of 18
jawbrkr
Established Contributor

Re: Too soon for CSP??

I have 4 new cards in the last 2 years. For now only 3 are reporting since my Freedom has not reported yet. My credit score is 728. I dont have a FICO score yet.



|| TU08: 811 || EQ08: 811 || EX08: 802 ||



Message 5 of 18
Anonymous
Not applicable

Re: Too soon for CSP??

Did you app yet?

Message 6 of 18
Anonymous
Not applicable

Re: Too soon for CSP??

Your inquiry count is not horrible. Go for it

Message 7 of 18
jawbrkr
Established Contributor

Re: Too soon for CSP??

Not yet. Had some errands to run. Do you know if they will HP again or use the pull from my Freedom two weeks ago?



|| TU08: 811 || EQ08: 811 || EX08: 802 ||



Message 8 of 18
Anonymous
Not applicable

Re: Too soon for CSP??


@jawbrkr wrote:

Not yet. Had some errands to run. Do you know if they will HP again or use the pull from my Freedom two weeks ago?


They'll pull again.

Message 9 of 18
jawbrkr
Established Contributor

Re: Too soon for CSP??


@Anonymous wrote:

@jawbrkr wrote:

Not yet. Had some errands to run. Do you know if they will HP again or use the pull from my Freedom two weeks ago?


They'll pull again.


Ummph!! That blows.



|| TU08: 811 || EQ08: 811 || EX08: 802 ||



Message 10 of 18
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