Total Rewards Visa

[matolen]

This is a card I would like to get sometime in the future...

[Anonymous]

I cold apped for this thing several months ago before I started the My Fico journey myself and was denied. Comenity hates me for some reason. Any tips on how to get the SCT to come up or idea on how often they SP you when you are a total rewards member? My credit has started looking much better recently as evidenced by my sig and still havent received a pop up.

[Anonymous]

I can't get the popup for this card even though I am a TR member and just booked 2 free nights at PH. Decided to cold app and got the message:

Thank you for your application. We are reviewing the information you provided, and we will contact you by mail within 7-10 business days regarding the status of your application.

Fingers crossed...

[CreditCuriosity]

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@Anonymous wrote:

I can't get the popup for this card even though I am a TR member and just booked 2 free nights at PH. Decided to cold app and got the message:

Thank you for your application. We are reviewing the information you provided, and we will contact you by mail within 7-10 business days regarding the status of your application.

Fingers crossed...

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EQ/Exp scores to low for the pop-up.. Good luck on the cold application!  Typically MC/Visa products from them take > 670 EQ/Exp depending on card and closer to 700ish range

[Anonymous]

So I applied and got the 7-10 day message. I called the backdoor number yesterday to try and get an app status. She said that they sent me a letter asking for some verification info, but that my app was pending and not denied. Any idea what they are going to ask for and does this improve my chances at approval?

[Creditaddict]

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@Anonymous wrote:

So I applied and got the 7-10 day message. I called the backdoor number yesterday to try and get an app status. She said that they sent me a letter asking for some verification info, but that my app was pending and not denied. Any idea what they are going to ask for and does this improve my chances at approval?

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it's 3 questions from public record... but you need the code from the letter and the phone number to call account protection department.

it's usually like what color was your 2005 car

how do you know this person

etc.

be careful of questions... sometimes they are a family members so you say no they don't apply to you and fail! if it relates to you or someone close to you, chances are they are thinking it's you.

[CreditMagic7]

This is another one they approved me for from last month. I already had a TotalRewards Ceasars online account from well over a year ago but lost my card and could never sign in for the pop out without the ID number..

So last month i made it a point to stop in the casino and get a replacement card and so after getting home when i first signed in after all this time Presto! up it came, i accepted, and it started me with $3K. Hit the luv button and got another $800 making it a $3.8 card. It's like that pop up was waiting for me to sign in to jump up.

Comenity is like a see-saw.