Hi, I applied for the Toyota visa this morning. My thinking is since I have 2 Toyotas, it's a good card to have. Current scores are low 600s, only have one inquiry on EQ and none on the other two. The application only asked for last 4 of my social, which I figured would be a soft pull, but I got an email that it was a hard pull. Anyway, Toyota application says my application is being reviewed and I'll hear from them in about a week. I figure this means it's declined and a wasted hp. Any other experience?
Wow, this is interesting for me because I’ll be buying my first TOYOTA next year. After learning about this VISA, I’ll be applying for it and use it for the down payment @ 5x/$ (10x/first $500). @jason0618, keep us posted on the outcome!
Starting Score: 789 Current Score: 801 Goal Score: 850
Starting Score: 789