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Tried to join Logix

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toi34
Established Contributor

Re: Tried to join Logix

Everything is a SP with Logix and they use the same report for 90 days. 

...but I have to say that I am shocked that Creditaddict and B335s don't have all of those OTHER files frozen: Chex, LexisNexus, IDA, etc. That was one of the first things I kept reading on this board and had ALL of them frozen. Once I froze Chex I got in with SMCU with no problem. Smiley Wink

Message 21 of 53
MyDataMyChoice
Valued Contributor

Re: Tried to join Logix

i tried

they dont' do Rhode Island
nor did they like inquirys on chexsystems




Message 22 of 53
B335is
Moderator Emeritus

Re: Tried to join Logix


@toi34 wrote:

Everything is a SP with Logix and they use the same report for 90 days. 

...but I have to say that I am shocked that Creditaddict and B335s don't have all of those OTHER files frozen: Chex, LexisNexus, IDA, etc. That was one of the first things I kept reading on this board and had ALL of them frozen. Once I froze Chex I got in with SMCU with no problem. Smiley Wink


GTE and Golden1 requested Chex thaw so I had no choice Smiley Tongue

 

Most CU will want to see Chex before approval. 

Message 23 of 53
tray
Valued Contributor

Re: Tried to join Logix

Update: In with Logix as of today, called logix as my denial stated unable to verify identify logix stated because my ex report was frozen, was transferred to dept where had to give pin# later on this evening signed doc online and account was set up.  To note had 15 inquiries on EX, no credit pull was done , so I quess you cannot have any reports frozen.....


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Message 24 of 53
B335is
Moderator Emeritus

Re: Tried to join Logix

Tray,

Congrats! Did they hard pull your EX?
Message 25 of 53
tray
Valued Contributor

Re: Tried to join Logix


@B335is wrote:
Tray,

Congrats! Did they hard pull your EX?

No hard pull checked report


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Message 26 of 53
Creditaddict
Legendary Contributor

Re: Tried to join Logix

No hp for me or friend
Message 27 of 53
B335is
Moderator Emeritus

Re: Tried to join Logix

Ok. I'll try when I get back home.
Message 28 of 53
B335is
Moderator Emeritus

Re: Tried to join Logix

Well they approved me. I just app'd for Savings. When do I get preapproval for credit card Smiley Tongue
Message 29 of 53
Creditaddict
Legendary Contributor

Re: Tried to join Logix


@B335is wrote:
Well they approved me. I just app'd for Savings. When do I get preapproval for credit card Smiley Tongue

LOL, i think you have to apply and it "maybe" works like nasa to approve on sp

Message 30 of 53
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