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Everything is a SP with Logix and they use the same report for 90 days.
...but I have to say that I am shocked that Creditaddict and B335s don't have all of those OTHER files frozen: Chex, LexisNexus, IDA, etc. That was one of the first things I kept reading on this board and had ALL of them frozen. Once I froze Chex I got in with SMCU with no problem.
@toi34 wrote:Everything is a SP with Logix and they use the same report for 90 days.
...but I have to say that I am shocked that Creditaddict and B335s don't have all of those OTHER files frozen: Chex, LexisNexus, IDA, etc. That was one of the first things I kept reading on this board and had ALL of them frozen. Once I froze Chex I got in with SMCU with no problem.
GTE and Golden1 requested Chex thaw so I had no choice
Most CU will want to see Chex before approval.
Update: In with Logix as of today, called logix as my denial stated unable to verify identify logix stated because my ex report was frozen, was transferred to dept where had to give pin# later on this evening signed doc online and account was set up. To note had 15 inquiries on EX, no credit pull was done , so I quess you cannot have any reports frozen.....
@B335is wrote:
Tray,
Congrats! Did they hard pull your EX?
No hard pull checked report
@B335is wrote:
Well they approved me. I just app'd for Savings. When do I get preapproval for credit card
LOL, i think you have to apply and it "maybe" works like nasa to approve on sp