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Truist CLI

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difringe
Established Contributor

Truist CLI

Has anyone requested a CLI for a Truist card? What was the process? Was it a soft pull or hard pull? Thanks!

Message 1 of 5
4 REPLIES 4
FinStar
Moderator Emeritus

Re: Truist CLI

Any customer-inititated CLI requests are HP. Account needs to be eligible + you have to call to request them.

Message 2 of 5
user979797
Established Contributor

Re: Truist CLI

I am preparing to call Truist to request my first increase once my account reaches 6 months. Has anyone on here been granted a increase with Truist after calling in? How much was the increase? I have found no information on Truist CLI approved requests so I may have to be the first to report the results.

 

In the mean time if anyone has any CLI approval success with Truist please share.

 

Thank you very much.

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Message 3 of 5
ocheosa
Valued Contributor

Re: Truist CLI


@user979797 wrote:

I am preparing to call Truist to request my first increase once my account reaches 6 months. Has anyone on here been granted a increase with Truist after calling in? How much was the increase? I have found no information on Truist CLI approved requests so I may have to be the first to report the results.

 

In the mean time if anyone has any CLI approval success with Truist please share.

 

Thank you very much.


@user979797 , my experience with truist cli process was positive.

12/11/20 BB&T Bright SL $6,500

12/12/21 Truist 1st CLI attempt, request not processed, CSR cited tech difficulties. Decided to wait a few months and try again.

4/20/22 2nd CLI attempt, asked how much I wanted, req'd CL $15k (or counter).

4/21/22 Checked online, Approved CLI +$8.5k, CL $15k.  Can confirm it was an EQ-5 HP. 



Good luck!

 

*ETA correction, CLI was a HP.

[7/24] Scores 8/9: 700-800s. Util: 1%. Inq/12: EQ 0, EX 2, TU 2. AoOA=15.11y, AoYA=11m.
TCL $693.5K: Personal $562.5K, Business $131K.
Message 4 of 5
JcT21
Frequent Contributor

Re: Truist CLI

i called in at 6 months.  was informed it was a HP & that i was not eligible because CLI requests require new accounts to be 1 year old.   the rep said that CLI's are customer initiated and are not automatic by the bank. 

fico scores - August 2024:
TU - 733| EX - 737 | EQ - 730 |
TCL - 174K - UTIL - less than 1%
Message 5 of 5
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