Truist pre-approval question

[Laredo]

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@vinathi wrote:

Hello, 

I am not sure whether I am posting in right place, please move this to right place if required. I checked the truist pre-qualification page today and it was listing all 5 cards and asking me to click accept button. The problem is no credit limit or APR is listed. Will it show the credit limit after clicking accept with a soft inquiry or hard inquiry? If it would have displayed the credit limit on the pre-qualification page, I would have accepted it if SL is more than $10k. Now I don't want to have a hard inquiry with less SL. Please share your experience in this situation.

Thanks

Vinathi

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I did the pre-qualification last week and had the 5 cards show up as well.  I went ahead and selected one and was instantly approved for $5.5K.  I heard they normally dont give high starting limits to start so I was ok with what I got. You will not know the limit or APR until you click the button.  I chose option 1 of the Enjoy Card which is the 3%, 2%, and 1%.  I just got notified my card was mailed.  Good luck.  

[Inspiredman]

I was thinking about pulling the trigger on this card but not with a SL less than $10k.

[Laredo]

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@Inspiredman wrote:

I was thinking about pulling the trigger on this card but not with a SL less than $10k.

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I was approved for $5.5K and that is freshly coming off a ch13.  You may get more but won't know until you hit the button.  If you are on the fence and won't settle for less than $10K you may want to pass.  Just my thought.

[winner88]

I did the preapproval as well over the last 30 days, always preapproved for all 5. Always received the same error about verification - same issue I had with DCU, was approved for credit card and auto loan 60 days ago but  when I tried again few weeks ago, I got he same verification error I received with Truist?   What changed, I froze all the secondary CRAs. Truist and DCU both use EQv5.

I went to the branch, was preapproved and they physically verified my ID and was approved with an $11k SL. I told the rep to reapply agaín for the 2nd Enjoy Cash 1.5X was approved again for another $11k (2 soft but only 1 hard inquiry). She wanted me to request higher limit and have manual underwriter look at it. I politely declined.

I received the first card on Friday, the 2nd is scheduled for delivery today.

it's an issue with a secondary CRA (I suspect sagestream). If you have a branch, go in and verify your ID. 

[gilbertlok]

Where you able to get multiple products in one pull ?