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Trying to Decide between Amazon Prime Store Card vs Discover It

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Anonymous
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Re: Trying to Decide between Amazon Prime Store Card vs Discover It


@Anonymous wrote:
i got my initial limit of $900 and reconned it immediately to $3,500

exxxxxactly!

 

I would say in this instance the store card is your better bet. discover will not give you a high limit at first. And amazon chat will give you great CLI's often. I started at 850 in april and by june I was at 6k....

 

plus discover doesnt always offer 10 percent back nor do they always offer 5 at amazon....

Message 11 of 15
Anonymous
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Re: Trying to Decide between Amazon Prime Store Card vs Discover It


@Anonymous wrote:

I'm leaning heavily towards the Amazon Store card so far, simply because I shop there a *lot* and it seems like they distribute the rewards faster.  I'm bummed they only offer a $10 giftcard for apping instead of the $40 they offered before.  I do think I stand a better chance too since the credit pulls database says they usually pull Transunion, and I'd probably be able to recon for a higher limit immediately after approval.  I do have a $500 purchase I need to make.

 

But, I did have the thought that maybe I should app for. QuickSilver instead.  With my $500 purchase I'd meet their $500 spend to get $100 back.  Tempting, but I really don't need another Cap1 card.  Giftcard + 5% off would only net me $35 or so off.  I'm so stingy.  Smiley Very Happy


They are only offering you a $10 gift card?  I usually have a $40 offer but all week this week I have had an $80 store card offer, I did buy a computer from Amazon on sunday on my discover so maybe that is why they are trying to entice with a higher amount.

Message 12 of 15
Anonymous
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Re: Trying to Decide between Amazon Prime Store Card vs Discover It

Ooooh... so they make different offers for different people? Is that the Chase Visa version or the Synchrony version?

Maybe I should open a new Amazon account and see what they offer, haha!

I do make a lot of purchases there already... I got three packages today alone!
Message 13 of 15
Anonymous
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Re: Trying to Decide between Amazon Prime Store Card vs Discover It

i got 40 with the PLCC. i have seen 35 but mostly 70 for the visa. visa is a joke unless u want to build with chase, or have amazon fresh food delivery

Message 14 of 15
Anonymous
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Re: Trying to Decide between Amazon Prime Store Card vs Discover It

I think you are 100% correct.

 

I signed in with a different Amazon account that I used around Christmas, and obviously made a lot of purchases - and that one has the $40 off offer!  I'm betting if I'd spent even more I'd be seeing the $80 you're seeing.  Smiley Wink

 

 

Message 15 of 15
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