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@Anonymous wrote:
i got my initial limit of $900 and reconned it immediately to $3,500
exxxxxactly!
I would say in this instance the store card is your better bet. discover will not give you a high limit at first. And amazon chat will give you great CLI's often. I started at 850 in april and by june I was at 6k....
plus discover doesnt always offer 10 percent back nor do they always offer 5 at amazon....
@Anonymous wrote:I'm leaning heavily towards the Amazon Store card so far, simply because I shop there a *lot* and it seems like they distribute the rewards faster. I'm bummed they only offer a $10 giftcard for apping instead of the $40 they offered before. I do think I stand a better chance too since the credit pulls database says they usually pull Transunion, and I'd probably be able to recon for a higher limit immediately after approval. I do have a $500 purchase I need to make.
But, I did have the thought that maybe I should app for. QuickSilver instead. With my $500 purchase I'd meet their $500 spend to get $100 back. Tempting, but I really don't need another Cap1 card. Giftcard + 5% off would only net me $35 or so off. I'm so stingy.
They are only offering you a $10 gift card? I usually have a $40 offer but all week this week I have had an $80 store card offer, I did buy a computer from Amazon on sunday on my discover so maybe that is why they are trying to entice with a higher amount.
i got 40 with the PLCC. i have seen 35 but mostly 70 for the visa. visa is a joke unless u want to build with chase, or have amazon fresh food delivery
I think you are 100% correct.
I signed in with a different Amazon account that I used around Christmas, and obviously made a lot of purchases - and that one has the $40 off offer! I'm betting if I'd spent even more I'd be seeing the $80 you're seeing.