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Trying to get a Amex and Discover card after BK Chapter 13

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pizza1
Community Leader
Super Contributor

Re: Trying to get a Amex and Discover card after BK Chapter 13


@Anonymous wrote:
I tried the prequali for Amex, and I’m getting prequal for 3 of their cards but not luck.

First, I forgot to tell your welcome to the forums in my first postSmiley Happy. Glad to have you here, and hope you stay!Smiley Happy

 

Secondly...BK7 and BK13 are treated a little differently, and even though they were IIB, but paid back, they still look at it is as "they got burned".  Since they wont even pull your credit (EXP btw), youre on their BL. The only thing you can do now is every now and then apply for the card you want and see if you get pulled, if you do you'll either instant approval, or a denial letter which you can recon if it says BK for reason.  good luck to you!! 

Message 11 of 12
Anonymous
Not applicable

Re: Trying to get a Amex and Discover card after BK Chapter 13

Thanks.. I will wait a little bit and try again. It doesn’t feel right unless you can get the Amex and Discover. But I will keep on trying. Lol. Thanks again for all your help.
Message 12 of 12
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