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I just applied for the Meineke card needing some work done to my car and got denied. I noticed on the application it said Synchrony Car Care instead of just Synchrony Bank like other store cards they offer. I have a good relationship with Synchrony (never late, low utilization, $4K limit Walmart, $5k Amazon, $2k Dick's.)
Wondering if they're different, or if they're the same and I was just denied becuase of two recent CLI increases on two of those cards mentioned. At the time I applied I only had one recent inquiry on my reports, and my is score mid-600's. Figured I'd at least get approved with even a low SL.
Same company, you were most likely denied because you're temporarily at max exposure with Synch. That will most likely change in six months of less.
Good to know. Thanks