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Two Chase Applications Back To Back??

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Rebuilding69
Established Contributor

Re: Two Chase Applications Back To Back??


@ridgebackpilot wrote:

@Anonymous wrote:

YES! I just confirmed with Chase that they will use the Same HP within 30 days. I just got approved for the Amazon.com Visa card with $4k.

 

I previously in the week was approved for the Freedom with $4k and the Slate with $3.2k.

 

They pulled Equifax and used the same report for approvals on all 3. I confirmed it with the verifications team. Beisdes there is only 1 Chase INQ on my EQ.

I'm just wondering if I should just try for the CSP and complete a Quad bundle!


I would advise against another Chase app within 30 days of getting two new cards. In my experience, they don't like apps for more than two cards in the same 30-day period. You might get denied for no other reason than "Too many applications for credit or new accounts with us..."

 

Also, remember CSP is also a UR card like the Freedom, so the 5/24 rule applies. Make sure you haven't opened five or more new credit card accounts within the past 24 months... 


Yeah they [initially] denied me the Freedom when I apped for Slate then Freedom back to back. After waiting near 30 days to see if the 7-10 message would change, I finally called Lending & talked to them, and they said I was specifically denied the Freedom for back to back apps. I wound up getting the Freedom after talking to them, and then Pc'd my Slate to the FU since NFCU's BT is way better right now, so it all worked out, but I wont be apping back to back like that with them again, lol.



Message 11 of 16
fratboy9tx
Member

Re: Two Chase Applications Back To Back??

Well to update....Orginally I was auto approved for $15k on AARP...and after posting the question above, I decided to app for the United card. They didnt pull my report again..thank God...but when I called the automated line she said "it is under review and we will let you know in approx 2 weeks" and said that until today...

Now she said "it is under review and we will let you know in 7-10 days" Smiley Sad

My partner, who has worse scores than I do, apped for the AARP and was instantly approved for $9k and then apped for the Amazon card...and got his approval email today of $5k.

So I am assuming my United got declined...maybe its a verification issue....I will just wait for the letter and see what it says and hope for the best!

 

 

Message 12 of 16
fratboy9tx
Member

Re: Two Chase Applications Back To Back??

LOL...well I wrote too soon!

I hadnt checked my voice mail and there was a message from Chase Fraud Dept and said they wanted me to call them about my United card!

So hopefully I will call and they will send a text to me or whatever they do and I am approved!! Too late to call tonight but I will do it first thing in the morning and let you know!

Message 13 of 16
Anonymous
Not applicable

Re: Two Chase Applications Back To Back??

congrats on the double win!

Message 14 of 16
fratboy9tx
Member

Re: Two Chase Applications Back To Back??

Update...called this morning to Fraud...sent a text to my phone...and that was it...said he was processing application...came back 20 seconds later and said "congratulations sir, you have been approved for the United card and will receive the card and packet in  7- 10 days"...I was too afraid to ask the CL...so I just said thank you and hung up. Logged into my Chase account and they gave me a CL of $30,000!!! **bleep**!!!????

That is my highest CL of any card!!

To all those people who get the 2 week message from the automated system like I did...DONT call....let it process thru the system!! And then you too may be shocked at the credit line you will get!!!!! WOW!!!!

Message 15 of 16
Anonymous
Not applicable

Re: Two Chase Applications Back To Back??

Congrats and thanks for the update!

Message 16 of 16
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