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Two PenFed Apps?

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icyhot
Valued Contributor

Two PenFed Apps?

I applied and was instantly approved for the Platinum Rewards on 5/30. I read they use the same hard pull for 30 days so I went for the Power Cash Rewards and that is now on review. Has anyone applied for 2 cards at once? I couldn't find an DP for how they handle card apps, I figured there would be no harm if it's the same hard pull. Any DP is welcomed 

Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
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2 REPLIES 2
babygirl1256
Senior Contributor

Re: Two PenFed Apps?

icyhot ~ Congrats on your NFCU Platinum Rewards approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 2 of 3
soamazin55
Valued Member

Re: Two PenFed Apps?

@icyhot hey, I did exactly the same. Sequence of events went like this - apped for Power Cash Rewards in 8/20. Denied. Score raised some over the following few months - apped when my EQ9 was at 660 (thought at the time that was the cusp score for approval) and was instant approved - for what I thought was a low SL ($1500) but happy nonetheless for the approval. About 3 or 4 days later, likely after browsing some posts on this site - I figured I should go for the Gold card using the same HP. Applied and received "being reviewed" message. Got an email the following day that I was approved for the Gold with $2500 SL. Hope some of that helps! 

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