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UPDATE: DENIED!! -Got the dreaded 7-10 day attempting Amex 3xCLI 😭

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Brooklyn2018
Valued Contributor

UPDATE: DENIED!! -Got the dreaded 7-10 day attempting Amex 3xCLI 😭

Hit my day 61 and got the dreaded 7-10 day. Maybe it was expected since I am new to Amex with an on the cusp approval with an EX 665 at the time. 🤷

 

I did demonstrate that I could repay as I have put over $3k spend within the 61 days. Hopefully, in time, they'll warmup. 😊

 

dp

EX 662

utl% 24(agg)

no Collections

3 CO's(2 Pd, 1 unpaid-all over 5 yrs)

inq's(mostly autos) siggy

 

We shall see what the reason(s) are soon enough.

 

goodnight everyone and thank you for being AWESOME!!!😉



etaSmiley Sadoutcome) Well, I called and was told I was denied and letter is on its way. Oh well! It's a marathon not a race😉

 

Thank you Everyone!!👍👍👍

 

I❤️NY

 


Goal Score: 600(within a year)**MET MY GOAL** | Goal Score: 700**MET MY GOAL** | Goal score: 800
Take the myFICO Fitness Challenge




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I❤️NY
16 REPLIES 16
AllZero
Mega Contributor

Re: Got the dreaded 7-10 day attempting Amex 3xCLI 😭

Good luck on your CLI request. May the odds be ever in your favor!

Message 2 of 17
OmarGB9
Community Leader
Super Contributor

Re: Got the dreaded 7-10 day attempting Amex 3xCLI 😭

Good luck!


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 3 of 17
blindambition
Senior Contributor

Re: Got the dreaded 7-10 day attempting Amex 3xCLI 😭

I've got my 🤞 
I agree it's the score though. Keep the positivity and NY attitude!! 
Smiley Wink

Message 4 of 17
ccquest
Established Contributor

Re: Got the dreaded 7-10 day attempting Amex 3xCLI 😭

One of us!

I got a denial for my 61 day CLI recently too, we'll try again after another 91 days or so! Got a reminder set for December.
as of 1/1/23
Current Cards:
Message 5 of 17
Rogue46
Established Contributor

Re: Got the dreaded 7-10 day attempting Amex 3xCLI 😭

Same here, Denied at 61 days. I ran over $2500 through the $1000 credit limit in 2 months and still no soup for me





Message 6 of 17
blindambition
Senior Contributor

Re: Got the dreaded 7-10 day attempting Amex 3xCLI 😭


@Rogue46 wrote:

Same here, Denied at 61 days. I ran over $2500 through the $1000 credit limit in 2 months and still no soup for me


A 1k limit was a borderline approval! They can take longer for first CLI. Keep doing what you're doing, it will grow.

Message 7 of 17
RSX
Valued Contributor

Re: Got the dreaded 7-10 day attempting Amex 3xCLI 😭

@Brooklyn2018 

 

i think both paying down the remaining CO and dropping your util lower that 24% will give you a better shot next time

 

good luck to you

Dec 16/2019. EX. 721. EQ. 723. TU 746
Jan 25/2024 EX. 774 EQ. 751 TU 758
Inq. EX 2 EQ 3 TU 6 - - CC 2x24, 0x12
Amex BCP $35k - Apple GS $21k - BMW/Elan $19k - Cap1 QS $16.7k - Chase Amazon $13.6k - Chase Bonvoy Bountiful $10k - Chase United Club Infinite $26k - Citi CustomCash $3k - Citi DC $14.5k - CreditUnion1 $9k - DiscoverIT $31.5k - PayBoo - $15.6k - Penfed Gold - $19.3k - USB AltitudeGO -$19k- USBank Cash+ -$25k - PenFed LOC - $20k - USB LOC - $15k
Message 8 of 17
OmarGB9
Community Leader
Super Contributor

Re: Got the dreaded 7-10 day attempting Amex 3xCLI 😭

Sorry about the denial.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 9 of 17
pinkandgrey
Senior Contributor

Re: UPDATE: DENIED!! -Got the dreaded 7-10 day attempting Amex 3xCLI 😭

Sorry about the denial! You'll get an increase at some point. Amex is good like that. 

I love your state pride! You're really all about NY lol. 

Discover It: 26.5k
Amex Cash Magnet: 24.4k
Fidelity Visa: 21.5k
Apple Card: 13k
CapOne Venture X: 10k
Message 10 of 17
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