About two weeks ago, I applied for a Cash + card with US Bank. They've denied me countless times, always citing too many inquiries. After freezing my TU file for over a year, I decided to apply again. After waiting for what seemed like forever, I received a letter at my home address, even though I applied using my business address (where all of my mail is sent) stating my application was flagged and it was imperative that I contact them. Clearly, they are suspecting some sort of fraud and even gave me a rep's direct phone number.
This has never happened on any previous US Bank application and with other CC issuers, verification tends to mean approval. Does anyone else have any experience with US Bank and fraud verification? Thanks!
