@Anonymous wrote:
Oh all this talk about US Bank cards has me wanting the AR again................
And USB finally has an open branch in Charlotte... since I"ll HAVE to apply in branch (they don't accept apps from South Carolina YET, except for a few select zip codes closer to Charlotte
@Remedios What is it about US Bank that makes you such a fangirl? Other than they "give you what you want." Can you elaborate on it a bit?
Sure
As far as AR, while AF is $400, you get $325 in travel credit, and if you only take into account free wifi passes, you're already ahead.
Mobile wallet earning 3%, 4.5% when redeemed for travel. So it happens that large portion of my spend can be done via Samsung and Google pay, so it really works for me.
Cash+, I typically struggle with any cards with quarterly categories because I have very little spend in common categories other than groceries and restaurants.
With cash+, between cell phone, streaming subscriptions and my awfully high cable bill, maxing the quarter without having to be resourceful is easy.
Banking wise, they are still very much old school. They do like more engaged customers, DDA, investments, etc.
Their bankers are also by far more empowered, so when you hit a snag, they can and do help.
Recently, my 17 year old opened (with my help, of course) student checking and savings. She was assigned a banker at the local branch, and they are "working together towards her future goals".
It's more hands on approach.
While I prefer to do my banking online, without human contact, it's nice to know helpful and courteous human is available should there be a need for one.
