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US Bank Cash+ Approval Odds

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Established Member

Re: US Bank Cash+ Approval Odds

Thanks everyone for your input. I'll let you know the outcome soon Smiley Very Happy

Message 11 of 24
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Moderator

Re: US Bank Cash+ Approval Odds

Hurry up! 

Message 12 of 24
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Established Member

Re: US Bank Cash+ Approval Odds

**Update**

 

Went ahead and applied. Got the 7-10 day message. I live in Florida and they pulled Equifax. Now comes the waiting game 

Message 13 of 24
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Established Contributor

Re: US Bank Cash+ Approval Odds

I have 5 new accounts in January & February 2019 nothing since. You think I have a good chance with them? FICO 8 754 EQ 9% utilization.   EDIT-->

 

Forget it I'm wishfully thinking. **bleep** I have too many new accounts in 2019. Amazing how you can trick your brain into telling you your good just go for it. I was just looking at the inquires not opened accounts. Maybe some other year. 😳

NFCU Flagship 23,900 Penfed PowerCash 8,750 NFCU AMEX Rewards 33,500 NFCU GoRewards 3,000
Capital One Quicksilver 6,300
Lowe’s 6,000
Barclay Apple1k
Citi Rewards+ 9,100
Citi Double Cash 13,300
Citi Simplicity 4,100
PNC Core VISA 12,500
Home Depot 1,000
Discover 10,500
BB&T Rewards 4,500 BB&T Bright Card 4,500 GS Apple 5,500 Chevron 900 Fico 8 Scores EQ=760EX=755 TU=750Scores and CL current as of 05/16/20 AAoA=2years6minths AoOA=17yrs
Message 14 of 24
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Established Contributor

Re: US Bank Cash+ Approval Odds

Good luck with your application and soon approval. Let us know please 👍. 

NFCU Flagship 23,900 Penfed PowerCash 8,750 NFCU AMEX Rewards 33,500 NFCU GoRewards 3,000
Capital One Quicksilver 6,300
Lowe’s 6,000
Barclay Apple1k
Citi Rewards+ 9,100
Citi Double Cash 13,300
Citi Simplicity 4,100
PNC Core VISA 12,500
Home Depot 1,000
Discover 10,500
BB&T Rewards 4,500 BB&T Bright Card 4,500 GS Apple 5,500 Chevron 900 Fico 8 Scores EQ=760EX=755 TU=750Scores and CL current as of 05/16/20 AAoA=2years6minths AoOA=17yrs
Message 15 of 24
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Senior Contributor

Re: US Bank Cash+ Approval Odds


@SFLSpotter9210 wrote:

I have 5 new accounts in January & February 2019 nothing since. You think I have a good chance with them? FICO 8 754 EQ 9% utilization.   EDIT-->

 

Forget it I'm wishfully thinking. **bleep** I have too many new accounts in 2019. Amazing how you can trick your brain into telling you your good just go for it. I was just looking at the inquires not opened accounts. Maybe some other year. 😳


I got denied with a 740+ TU score and 5 new accounts in 12 months. Open a checking account and got approved 4 months later with 3 new accounts in 12 months.




Message 16 of 24
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Moderator

Re: US Bank Cash+ Approval Odds

My Cash+ app was denied, and approved on recon. I thought I was a really good girl after doin' time with only two new accounts in the past year, but their UW didn't think so...

He harped a little bit about the accounts that were older than a year, so I kinda told him they were stupid accounts anyway, look at all those $0.00s. Give me something I can actually use!!!

 

 

I wasn't trying to be funny, they were stupid accounts and they are still sporting those 0s, and while they serve their purpose, I've gotten a lot of grief over them.

Morale of the story, dont be me. Ever! 

Message 17 of 24
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Established Contributor

Re: US Bank Cash+ Approval Odds

I have those stupid accounts their called BB&T lol just to name a few. I just couldn't contain myself oh I'm not going to get a HP oh cool let's do it lol. 

NFCU Flagship 23,900 Penfed PowerCash 8,750 NFCU AMEX Rewards 33,500 NFCU GoRewards 3,000
Capital One Quicksilver 6,300
Lowe’s 6,000
Barclay Apple1k
Citi Rewards+ 9,100
Citi Double Cash 13,300
Citi Simplicity 4,100
PNC Core VISA 12,500
Home Depot 1,000
Discover 10,500
BB&T Rewards 4,500 BB&T Bright Card 4,500 GS Apple 5,500 Chevron 900 Fico 8 Scores EQ=760EX=755 TU=750Scores and CL current as of 05/16/20 AAoA=2years6minths AoOA=17yrs
Message 18 of 24
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Moderator

Re: US Bank Cash+ Approval Odds

I was dumb enough to point to even more accounts that were so dumb, I closed them. 

That was my "Look I'm crediot, look at what I did. Give me something better. The defense rests" moment 😂

 

I should not be allowed near phones. 

Message 19 of 24
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Moderator

Re: US Bank Cash+ Approval Odds

@CreditNoob23  sorry...war stories and all 

Message 20 of 24
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